100 Websites Giving Away Free Money

0:00 You already know we talk about multiple ways to make money. Business credit, side hustles, and building digital income. But sometimes you don't have the time to wait, and I get it. Sometimes you need help right now. And that's exactly why I made this video. Today, I'm going to give you a massive list, over a 100 websites and programs that are literally giving away free money. And I'm not talking about loans, quick cash apps. I'm talking about verified programs backed by the government, foundations, and companies, all offering grants, relief funds, or cash support that you don't have to pay back. By the time we're done, you'll know exactly where to apply, who qualifies, and how to increase your chances of actually getting approved. So, let's dive in.

0:45 [music] First, let's talk about why free money exists. Let's start with a truth that a lot of people don't realize. There's more free money floating around right now than ever before in history. And most people never claim it. In 2024, billions of dollars in relief fund and grant funds went unclaimed. Why? Because people don't even know these programs exist or they assume that they don't even qualify. But governments, private companies, and nonprofits are constantly launching new programs to keep the economy moving, to help support families, and to reward innovation. So, here's what I want you to remember. Every major crisis, whether it be a pandemic, a recession, inflation, any

1:31 type of spike, all of this triggers new programs. And right now, as the economy adjusts again, there's a new wave of support programs that are meant to help struggling parents, people who are struggling with their bills, homeowners that are behind on their mortgage, students that are in debt, entrepreneurs trying to keep a small business alive, and even content creators trying to build an online presence. So, no matter who you are, there is something in this list for you. I'm going to group these into sections so you can scroll through the video and find them easier later. So section one, these is your housing and rent and utility grants. Number one is NCHSA. That's the National Homeowners and Renters Assistance Fund. All right. This is backed by the US Treasury and it helps families that are behind on their

2:17 mortgage or their rent. It helps you cover utilities and property tax, too. That's ncha.gov. Next is the ERRA program. That's the emergency rental assistance. It's operated state by state through local housing authorities. This applies if you've recently lost your job or if you're facing eviction. Check your state portal via consumerfinance.gov/renthelp. Number three is the Hood emergency housing vouchers, HUD. This is for lowincome households or those facing homelessness. That's hu.gov/ev. Next is LHAP. This is lowincome home energy assistance program. They'll help you pay for heating and cooling costs. That's lap php.energy.gov.

3:07 Number five is the USDA single family housing repair loans and grants program. This is for rural homeowners to repair and modernize your home. That's rd.usda.gov. Number six is Neighborly Software Portal. This is used by hundreds of cities for local utility and rental grants. That's neighborlysoftware.com. Number seven is Modest Needs Foundation. This is a self-sufficiency grant for people that are just above the poverty line who still live paycheck to paycheck. modestnees.org. Number eight is the Salvation Army. This is the Pathway of Hope program. They offer rent and utility and transportation help nationwide. That's salvation army.com. Number nine is the United Way. It's the 211 network. It's a

3:53 nationwide database of local financial help and grants. That's 211.org. Number 10 is the Catholic CharitiesUUSA relief fund. This provides rent and bill assistance to any household in need regardless of your faith. You don't have to be Catholic. It's catholic CharitiesUusa.org. Now, in section two, we're going to focus on personal and family relief funds. So, number 11 is going to be the Pure Leaf NO Grant by PepsiCo. That's $2,000 micro grant that goes to mothers. So you can use it for self-care and household relief. That's purereleaf.com. Number 12 is the modest needs program. This is an expense grant. Okay, so you can use this to cover medical bills or urgent household repairs. That's modestnees.org.

4:40 Number 13 is one fair wage fund. This is for service and gig workers who've lost their income. Onefairwage.com. Number 14 is Helping Hands for Single Moms. All right, this is a scholarship and bill program for single moms in Arizona, Texas, and beyond. It's really nationwide now. That's helping hands for single moms.org. Number 15 is Family Promise Stabilization Fund. This is short-term grants for families experiencing housing insecurity. That's familypromise.org. 16 is the PetSmart Charities Emergency Relief. This pays for vet care, pet food, anything that's related to your pet during hardship, they can help you pay for. It's petsmart charities.org. Number 17 is DreamUSA.

5:26 That's DACA scholarship fund. Okay, so this is for dreamers and undocumented students to help you cover education and living costs. The Dream US. That's where you need to go. Number 18 is Wish Upon a Hero Foundation. This is a crowdsource donation foundation where they verify your financial needs in emergencies and then they give you the money that you need. That's wish upon or hero.com. That's where you go. Number 19 is the operation roundup utility grants program. This is offered by many local electrical companies. Basically, electrical companies ask customers to round up their bill and then that extra money that comes in, they use that to help fund the neighbors needs. So you can search up operation roundup in your state and see if your electrical company has a program like that that you can be

6:12 a part of. Number 20 is usa.gov. This is government benefits, right? So search central database for all federal and state programs. That's usa.gov/benefits, grants, loans. Now this next section is going to be your medical disability and wellness help. All right. So number 21 is the PAN Foundation. That's Patient Access Network Foundation. Co-pay, deductible, and premium assistance for underinsured patients across many conditions. That's panfoundation.org. Number 22 is the HealthWell Foundation. These grants are going to help you cover your out-ofpocket costs, co- insurance, co-ay, premium, stuff like that for serious and chronic illnesses. So that's healthwellfoundation.org. Number 23 is the assistance fund. This

6:58 is going to be financial support for FDA approved treatments, co-pay and co- insurance deductibles. So that's going to be tfcares.org. Number 24 is the patient advocate fund. They'll help you pay for co-ay and pfcpr. That's direct payments to the providers and pharmacies for eligible patients. And that means you have no out-ofpocket costs. That's copays.org. Number 25 is the Nord Patient Assistance Foundation. So, this is a national organization for rare disorders. They'll help you pay for treatments, travel, copay assistance. If you have a rare disease, this is a community that's built to help you. That's rare diseases.org. 26 is cancer care. They help you with co-ayment assistance, but specifically for cancer. So, they have cancer specific help and cancer specific

7:45 co-ay and transportation grants. That's cancerarecay.org. Number 27 is medicine assistance. So if you need help getting any type of meds, right, they have manufactured sponsored drug assistance finder programs. They used to call this PPA if you're familiar with that. So that's a medicineass assistancetool.org. 28 is United Healthcare. This is a children's foundation. So this is grants for families to cover child health care services that are not fully covered by insurance. That's uhccf.org. Now 29 is your dental lifeline network. Right? So these are denoted dental services. Free comprehensive dental treatment for eligible adults, elderly, medically fragile disabled doesn't matter. You can get your teeth done for free. That's dental lifeline.org.

8:32 Number 30 is Lions Clubs vision and hearing assistance. This is local, so you have local clubs everywhere in the country that will help fund exams, glasses, hearing services for lowincome households. That's lionsclub.org. In this next section, we're going to talk about education and student debt help, right? So, number 31 is going to be FAFSA. That's your federal PEL grant. That's free money for education based on your needs, and it starts every year with FAFSA. So, that's studentaid.gov. Number two is the teach grant. That's up to several thousand per year if you teach in a high need field at a lowinccome school. So, if you're teacher or coach that needs help with supplies and you teach in a lowincome school, then this service can help you pay for

9:17 everything. It's at studentaid.gov/te. Number 33 is the public service loan forgiveness program, PSLF. This is federal loan forgiveness for qualifying public service employment after meeting payment requirements. That's going to be studentaid.gov/pslf. Number 34 is the UNCF scholarships. That's the United Negro College Fund is a wide range of scholarships and internships for black students. That's uncf.org/scolarships. Number 35 is the Hispanic Scholarship Fund, HSF. Scholarships and support services for Hispanic and Latino students. That's HSF.net. Now, this next section is going to be focused on women and minority focused programs. So, number 36 is the Amber

10:04 Grant. That's women's net. You get monthly $10,000 grants for womenowned businesses and annual $25,000 grants for finalists. That's amber grants4women.com. Number 37 is iffundwoman grants. This is a marketplace where you have ongoing corporate partners that give opportunities for women founders and coaching resources. That's iffundwoman.com/grant. Number 38 is the cardierwomen's initiative. Right. This is an international program. You get capital and mentorship that impacts women entrepreneurs as cardierwoman's.com. Number 39 is the blackgirl ventures. This is a pitch competition. You get micro grants for black and brown women that are founding their own businesses.

10:49 All right, that's blackgirl ventures.org. Number 40 is Google for startups. They have two funds here is the Black Founders Fund and the Latino Founders Fund. This is equityfree cash awards plus mentorship and product support for eligible founders. Startup.google.com. In this next section, we're going to focus on small businesses and entrepreneurs, right? So, free money for you guys. Number 41 is a Hello Alice grants portal. They have monthly and quarterly grants for small business owners nationwide. That's hellalis.com/grants. Number 42 is the NAV small business grants. That's $10,000 every single quarter. that's meant for entrepreneurs who share how they'll use it to grow their business credit. So that's nav.com/businessgrants

11:35 contest. Number 43 is the FedEx small business grant. This is a contest annually that gives you $20,000 to $50,000, but it's just FedEx credit. So you have to use FedEx to get this money. So it's small businessgrants.fedex.com. Number 44 is the Comcast Rise Investment Fund. That's $5,000 that helps you with marketing, tech, consulting support, and it's for minority and womenowned firms. That's comcastrise.com. Number 45 is the NACE growth grant. This is $4,000 microrant for members of National Association for Self-Employed. That's nas. So, it's nasc.org/become a member. Number 46 is the Venmo Small Business Grant. That's $10,000 cash,

12:20 right? but it's for Venmo business profile users only. So venmo.com/business. Now 47 is a square black and brown entrepreneurs grant. This is a partnership with Helloalice. They give you 5K to 20K if you have a digital or retail business. That's hellalis.com/partners/square. Number 48 is the Visa everywhere initiative. So, it's a fintech and payment innovation challenge that awards 50k to 100k in prizes globally. That's usa.vvisa.com/ everywhere initiative. 49 is the black ambitions prize by Farel. This is Fel Williams himself. So, this is 25K to a million dollars for black and Latinx founders in tech or consumer goods.

13:06 That's black ambitionprize.com. Number 50 is the Amazon Small Business Grant Program. That's a 15K grant for US Amazon business owners, right? But you have to be under 1 million in revenue. That's Amazon business.com/sallus grants. Number 51 is the Shea Moisture Fund for minority entrepreneurs. That's $10,000 in grants plus business coaching for black women and entrepreneurs. That's at shamoisturef funge.com. Number 52 is the Verizon Small Business Digital Readiness Grant. That's 10K in grants for participants who complete training modules on Verizon's platform. So that's verizon.com/digital ready. Number 53 is the Etsy uplift fund. So that's micro grants for

13:51 community support and craft entrepreneurs that are facing financial barriers. That's going to be at etsy.com/impact/uplift fund. Number 54 is the US Chamber of Commerce Dream Big Award. This recognizes small business owners and innovation and it offers you cash prizes of up to 25K. That's uschamber.com/dreambigawwards. Number 55 is the state and local economic development experience. So every state has small business funding offices. So just search up your state economicdevelopment grant and then it'll take you to the local office. That's economicdevelopment directory.com. Now, in this next section, I'm going to focus on the creators and the artists. So, number 56 is the Awesome Foundation.

14:37 That's $1,000 monthly grant for awesome projects worldwide from community arts to educational ideas. That's awesomeation.org. Number 57 is YouTube Black Voices Fund. That's training and funding for black creators that are building educational and entertainment channels. That's yt.be/blackvoicesf fund. Number 58 is the Patreon Creator Fund. That's periodic $500 to 2K micro grants for emerging artists and writers. That's blog.patreon.com. Number 59 is Sundance Institute documentary fund. That's up to 50K for non-fiction film projects in development or production at sundance.org. Number 60 is the Artadia Awards. That's 10K to 25K

15:24 and grants for visual artists in select cities. That's artia.org. Number 61 is the Adobe Creator Fund. This is funding and mentorship for digital creators and designers that are using Adobe tools. That's adobe.com/creator fund. Number 62 is the National Endowment for Arts, right? NEA, federal grants for individuals and artists and organizations in visual, performing, and literary arts. That's arts.gov/grant. Number 63 is the musicians fund. This is financial aid for professional musicians that are facing crisis situations. Just go to musiciansfoundation.org. Number 64 is the Pulock Kraner Foundation. This is an artist grant for painters, sculptors, and print makers worldwide. That's pulocchran.org.

16:11 Then you have number 65. That's New York Foundation for the Arts, NYFA. With hundreds of discipline specific grants listed for artists across the USA, that's nyfa.org. In this next section, I'm going to talk about global and international funding for everyone else who's watching outside the US. So, number 66 is KA microloans, right? This is worldwide. You can borrow up to $15,000 at 0% interest or you can fund a car or business or project. That's ka.org. Number 67 is Global Giving Accelerator Program. This helps nonprofits and social projects worldwide. This helps you raise funds and receive matching grants. That's globalgiving.org. Number 68 is the women's world banking program. Okay, this is international network providing micro grants and

16:58 lowinterest loans to women entrepreneurs in emerging markets. That's going to be women'sworldbanking.org. Number 69 is the Cardier Women's Initiative. This gives you $30 to $100,000 to help women entrepreneurs worldwide. That's cardiierwomanitiative.com. Number 70 is Go get funding. This is a global crowdfunding website. It's available in over 20 countries for personal and small businesses to get free money. Right, that's gogetfunding.com. Number 71 is PayPal community impact grants. This is also international. This is periodic small business and community project grants for PayPal users. That's paypal.com/ us/fundraising. Now 72 is the global innovation fund

17:44 GIF. This one supports social innovations improving lives in developing countries. So this is a grant and equity investments available. That's global innovation.f fund. Now 73 is the United Nations Development Program. Okay. UNDP. This is a challenge grant. This supports sustainable development climate and inclusion projects across 170 countries. UNDP.org. Number 74 is the pollination project worldwide. to gives you $1,000 daily to individuals starting social impact projects. The pollinationpro.org, that's where you need to go. Number 75 is Echoing Green Fellowship. That's $80,000 in fellowship for global changemakers that are launching nonprofits or social enterprises. That's

18:30 echoing green.org. In this next section, I'm going to talk about everyday cashback and rewards programs that you might not know about, plus a few micro income apps as well. This is going to be legit apps and platforms that give you real cash and rewards for everyday actions, things you already do. So number 76 is going to be Rakutin. This is in the US. So you get up to 10% cash back on purchases at thousands of retailers. rakutin.com. Number 77 is called Ibata. All right. You earn cash rebates on groceries and online shopping and travel bookings. That's ibata.com. Number 78 is upside. You get gas and groceries cash back for every gallon of gas or grocery trip. upside.com. 79 is Fetch Rewards. You scan receipts from any store and you can earn gift

19:15 cards and PayPal cash. That's fetch.com. Number 80 is do'ach. It's an app. Okay, this one automates your cash back when you link your credit or debit card. So, you don't have to scan anything. So, it's just d'ach.com. Whatever you spend money on, it automatically gets you your your cash back. Number 81 is Honey. This is by PayPal. It's a browser extension that finds discount codes and cashback deals instantly on your online shopping. Just go to joinhoney.com. [clears throat] Number 82 is Survey Junkie. You can make money taking short surveys and they pay you out through PayPal. It's called surveyjunkkey.com. Number 83 is Mistplay, right? This is only for Androids, but you can play mobile games and earn gift cards and then they give you PayPal cash. It's called mistplay.com. Number 84 is Capital One Shopping. This helps you

20:01 find better prices and gives you credit for online purchases. Capital1shop.com. Number 85 is inbox Dollars, right? So, you have to watch videos, take surveys, or read emails, and then they pay you for that. It's inboxdoll.com. Final chapter, we're going to cover community and local funding opportunities. So, number 86 is your local community foundations. That's every county or metro area has community foundations offering micro grants to residents and nonprofits. Just search community foundation and then put your city name in there. Or you can go to communityfoundations.net and then search your city there. Number 87 is local chamber of commerce. These are micro grants in every city. So every city across the country has a chamber of commerce that gives you 1 to 5k to help

20:48 you start a business. Most of them just need you to put together a business plan and make an appointment. You submit that and that person is going to help you get the funding you need to get started. Just Google Chamber of Commerce in your city. Number 88 is the Rotary Club. All right. Community service grants. The Rotary Clubs fund small community projects and youth entrepreneurs globally. That's rotary.org. Number 89 is the AARP community challenge grants. This is quick action grants to improve local public spaces, transportation, and housing access for seniors. Go to aarp.org/ community challenge. Number 90 is Whole Cities Foundation. This is a community grant that funds urban gardens, nutrition projects, and food access

21:33 initiatives in underserved communities. It's Whole Cities Foundation.org. Number 91 is the Home Depot Foundation for Veteran Housing. Okay, so this is for nonprofits and local organizations that are building or repairing housing for US veterans. Home Depot foundation.org. Number 92 is State Farm Neighborhood Assistant Program. That's $25,000 that goes to grassroots projects each year. That's neighborhoodass assist.com. Number 93 is the Lowe's Hometowns Community Impact Program. This provides funding and volunteer labor for revitalization projects across the US. That's lowe's.com/hometowns. Number 94 is the Target Foundation for local grants. This one supports community arts, youth, and social equity

22:20 initiatives and target markets. That's the Target Foundation Network. Number 95 is the Walmart local community grants. That's $250 to $5,000 for nonprofits and community impact projects in store communities. Walmart.org/howwegive/lo community grants. Now, I'm going to finish this out with some under the radar special interest programs like number 96. This is a fund for teachers. This is a grant specifically for educators to pursue learning experiences that improve classroom practice and community impact. That's fun for teachers.org. 97 is awesome without borders. This is a microrant, so it's $1,000 each week for bold creative ideas worldwide. You don't need a 501c to get

23:07 this one. That's awesome with borders.org. Number 98 is a community development block grant, CDBG. federal program that funnels billions through local cities for housing rehab, small business revitalization, and youth jobs. That's hu.gov/program offices/ community planning/ community development. Number 99 is your local credit union relief fund. Credit unions often run member relief or community reinvestment funds. That's grants for rent, bills, micro business equipment, and things like that. So, just search credit union relief fund your city. Now, number 100 is the Grantatch database. This is a massive directory listing of over 8,000 current grants for

23:53 individuals, businesses, and nonprofits. Just go to grantwatch.com. Now, before we wrap this up, let's talk about how to actually organize and apply and win. The first thing you want to do is create a funding folder, right? Keep your EIN, your LLC docs, your resume, and your proof of income in one place. Then next, you want to use a story template. When applying, always include who you are, what you do, what challenge you're solving, and how the grant will help in doing that. And then thirdly, you want to make sure you apply early. Most programs fund on a first come, first serve basis. Fourth is you want to follow up. If you don't hear back, email the program contact every 14 days. Next, you want to make sure you're stacking your applications. Don't stop after just one. The more you apply, the higher your

24:39 chances are going to be. So, there you have it. That's 100 websites and programs that are giving away free money right now. You don't have to be rich and you don't need perfect credit. You just need information and action. And if this helps you, make sure that you're subscribed and comment free down below. My name is Annie and this is my life of debt where I make business, money, and funding simple and easy to understand. I'll see you in the next one. Peace.