Do NOT Open Your Bank App Before Changing These 3 Settings

0:00 Do not open one more banking app on your Android until you change three settings. Right now, an app on your phone can read the verification code your bank just texted you before you even see it and you gave it permission. You just don't remember doing it. Here, let me show you who's watching. Open settings. Tap security and privacy. Then more privacy settings, then permission manager. On my phone, it's right there. Yours might just say privacy. Tap SMS. Look at that list. Every app you've let read your text messages. Welcome back to the software navigator. I'm Tony. Today I'm shutting this down in three settings. I ran this check on my friend's phones. Every single one. A flashlight app, a photo editor, a game. All sitting there with permission

0:48 to read the same text your bank sends your login codes to. None of them had any idea. First, go down your list one by one. The question for every app is simple. Does it have a real reason to read your texts? My messaging app? Yes. My phone? Yes. WhatsApp uses your text to verify your number? Fine. But a game, a flashlight, a photo editor, no reason at all. Tap any app that fails that test and hit don't allow. Strip everyone. Done. Second, there's a back door that doesn't even need text permission. Go to settings. Tap Google services. Tap all services. Look under autofill and passwords. Tap verification codes by SMS. Turn it off because while that's on,

1:34 your codes get autograbed and handed to apps in the background. One toggle, the back door closes. Last one. The one that actually scares me. An app can skip your texts entirely and just read the notification pop-up your code appears in. Go to settings. Tap apps. Tap the three dots in the top corner. Tap special access. Tap notification access. Turn off every app you don't recognize because anything on that list reads every notification you get, including the code that protects your bank account. That's it. Audit the texts. Kill the autofill. Lock the notifications. Three toggles. Done. Drop a comment. How many apps did you just catch reading your messages? I want to know. And here's the thing. Two of the worst offenders come pre-installed on every Android. And

2:22 they're already doing this. I showed you which ones in this next video. Click it right now.