주식, 코인 수익률 높여주는 분할매수 꿀팁

0:00 Hello, this is Seomin Tech, talking about financial management from the perspective of ordinary people. In this video, I will talk about the important factor of split purchase when investing. I see YouTubers and comments saying that they are not doing split purchases efficiently because they do not know the criteria for split purchases. The investment return can vary depending on how they plan to buy in installments, so the criteria for buying in installments is very important. First, let's talk about the four factors that beginners in stocks use: purchase timing, split ratio, additional purchase timing, and patience. When it comes to buying, they usually start buying when the stock price is rising significantly and others are raving about it. When experts or YouTubers are

0:47 praising the stock, the stock price has already risen significantly. Most of the time, a decline follows, and those who bought at that time are struggling because of the high price. Therefore, when you first start investing in stocks, you should start buying when the stock price has fallen more than 50% from the high. When you first invest, you should buy about 33% to 50% of your investment amount. The criteria for this split ratio is to put in the minimum ratio and amount that will be okay with the stock price rising after you buy.

1:33 That way, even if the stock price rises after the first purchase, it won't be bad. There's no way I would n't regret buying more then. No matter how I look at it, this stock price is too cheap based on the chart, and if you think that there's a 90% or higher chance of it rising rather than falling further, you can invest 70% of your capital. However, no matter how confident you are, it can still fall, so you should keep about 30% in cash. As for the timing for additional purchases, some people buy more immediately when the price drops by a few percent, within 10% of the initial purchase, but that's not right. Since the volatility of each stock varies, you should

2:19 buy when the account return is -2 to 50% after purchasing 1,000. That's how you can effectively lower the average unit price. The reason I mentioned the range of -2 to -50% is because it varies depending on the volatility of the stock. For stocks with low volatility, around -20% is enough, but for stocks with high volatility, -20% is almost like a small drop, so you should hold on to around -50%. So, do n't buy more too hastily, and know how to wait until the return drops significantly based on your own account return. What if it just skyrockets? Then, you can make money with stocks. It's good because it's profitable. With this mindset, you won't be swayed by stock price volatility at all.

3:05 Lastly, regarding patience, beginners in the stock market diligently ride the wave until the stock they invested in falls by about -2%. When it falls by about 50%, they lose patience and stop riding the wave and invest in other rising stocks. I think it's better to buy when the price has fallen by 50% to effectively lower the average purchase price, so you should ride the wave even more diligently then. This way, you can increase your profits later. Since you'll lose money if you buy in other rising stocks anyway, you should steadily divide your purchases within the stocks you've invested in. You shouldn't invest in other rising stocks additionally. This is my investment account, where I invest 200 million won in US stocks and 50 million won in Korean stocks.

3:51 As I just mentioned, I buy whenever the stock price falls, lowering the average purchase price. Thanks to this, I've been able to significantly increase returns even in stocks that were mostly profitable or had significant losses. I'll explain how I invested on behalf of Tesla, a triple-leveraged FNGU. In the case of FNGU, I plan to purchase in three installments with an investment of 100 million won. I invested 30 million won in the first purchase at $250, which was down 50% from the previous high of $500. I invested 40 million won in the second purchase at $1,330, which had previously supported the market. The third purchase was made around $880, when the market was moving sideways after a further decline. Despite this, the price fell

4:38 further and fell below $40. At that time, I worked hard at a side job and saved money, so I bought more as soon as I had the monthly cash I earned, lowering the average unit price. After that, the stock price rose, and my account became positive. After that, I held the stock without buying more, and was able to achieve a 300% return. Thinking back now, since FNG oil is three times, it seems right to buy when it fell more than 50% from the previous high, around 80%. In the case of Tesla, I tried to buy it in three installments with an investment of 10 million won. The first purchase was compared to the previous high of $400. Because it fell more than 50%, I

5:24 bought 3 million won at $180. For the second purchase, I added 3 million won at the previous support level of $150. I was planning to invest 4 million won at the support level of $100. However, it doesn't seem like it will reach $100 and will continue to rise, so I don't think there will be a third opportunity to buy. Wouldn't it be a shame if it continues to rise? The reason I set the initial investment at 3 million won was because I thought it wouldn't be a shame if it continued to rise. So, I decided to invest 6 million won. And since it continues to rise, I don't mind. And it's good because I can make money if it goes up. But why is the amount I invested in Tesla different? Because I

6:11 decided to make most of my profits through long-term investment in a portfolio of quality US stocks. I only invested 10 million won in Tesla because I wanted to make profits through short- to mid-term investment with the remaining investment. In this way, the investment amount should vary depending on the investment purpose. So, the conclusion is that to maximize returns, you should buy in installments when the stock price drops. The criteria for dividing the investment amount should be based on the support line of the chart, the rate of return of my account, and my own mindset of not being disappointed even if the price rises after purchase. I hope this was helpful for your investment. I will end the video here. Thank you.