از 1$ تا 1,000,000$ - فرمولی که وال استریت نمیخواد بدونی

0:00 The stock market is the best, perhaps one of the best. These are events that could happen to any human being. It's gone. When the richest people in the world You see, they are usually people who They have the most debt in the world. The first thing What I want everyone to think is that I What should I do with the money I received that I can't afford to pay back? I didn't fall for it. Sir, what's the point of money anyway? Why at all? About money, always, no one knows how to make money. Doesn't it teach us something? If you Don't you understand the power of investing? What do you want and don't want for yourself and your life? You, your family, and the generations that come after you. They are trying to get this from you. If you really change your mindset to something...

0:45 Do it and understand that some limiting beliefs You have people in your life who are not in your best interest, They won't help you and there's no truth in your life. It changes. Dear Shield Are we sincere? Sir, it took us six months. We can have you on the podcast, but I'm very glad it happened. Thank you, my dear. Thank you for all this as promised. You were looking for fame and you were kind enough to bring us. Here. thank you. I want to get to the point. Sir What is the money story anyway? Why make money? It's kind of taboo, and why is it about money at all? Always the knowledge of making money is not true to anyone. Doesn't it teach us? Yeah. Amin, if you really think about it. In the house where usually no one talks about money

1:31 It doesn't, not only in Iranian culture, but for example... In foreign cultures, someone usually talks about Money doesn't talk, so I'm just now. I don't know how much money my father has, for example. How much did my mother earn with this? What were they doing with that money? How much was it? How much would it cost to rent a house, for example? Where would you invest your savings? How much investment did they make? Why there? Investing Well, when I do this I don't know, from childhood until I started myself. Even working at school, I'll learn something. My university doesn't know anything about this field. It doesn't teach that there wasn't a specific course when Especially when one passes by, one is deprived of revelation. Oh my God, you can't just suddenly say to someone, "Okay." Now I know exactly how much money I made. How should I spend it? How should I save it?

2:19 Where should I invest? What is investment anyway? Ah What is a loan anyway? Is it a good loan or a bad one? I say one. There are a number of things that really... Can't talk about it. And that's why you should, maybe I should do things that In my mind, there's always a story about what's going on now. My own family and friends are always worried about him. Being their installments And I don't know about these memories from childhood. We have, and it's true, there really is no thought in the culture. I think most cultures mean an American too. That's all you see, the science of making money is that They don't teach what money is, now for those who They want to see what this podcast is going to teach. Is this the end of this podcast? See if I think so.

3:06 First of all, your relationship with money changes. Your inner self is exchanged for money. This is what you are now. Podcast: Insha'Allah, we'll talk about it. You really don't just see money differently. Rather, you understand exactly what line to follow. Do it from now until when in your life? How much money do you need to have to live comfortably? Can you please tell me who you bring into this world? You can help whoever you want to help From the moment we wake up, we have When we sleep, is everything okay? Will it be okay? Will I be able to do that when I get old?

3:52 70 I have enough money in the bank to Can I pay my rent or buy a house? Until then, I can pay for my car. Should I give money for my child's education? This is the biggest. It is everyone's concern. That is, even if you are alone. You live for singles, this nonsense. I will lose my job at my age Will I be OK at the age of 60? If this Listen to the podcast in my opinion until the end. You will understand exactly why you will be OK. If we talk about this mistake we have I didn't understand. There was nothing that I will take out my two pockets and say it is like this. I am in this. The points of my life were very difficult for me I asked, "Look, this is the rich truth." Many people have done it.

4:37 There is a truth, there is a way, there is a formula. I can go this way for myself At one stage of my life, I sat with every book in my hand I came to read about investment from radio Until Warren Buffett, the best and the greatest Investors of the world all their interviews Famously, I sat on a very successful Siva, like for example I sat down with Steve Jobs and Tem Cook I put all the earnings on the goods I listened to them to see what they thought How do they divide their money? Where do they leave, when do they buy, when do they sell? What are they doing and when I went through all this?

5:31 They explain, but it's all the same. Then I started walking this way I started walking this way and after 1 Year 3 year 5 year Hey, I looked back and saw Exactly the same thing is happening to me It happens and when I realized this, I understood that How simple is this thing really? It wasn't complicated, but no one ever told me. I didn't teach this and now I like it. I really reached a point in my life when I like to be with him as much as I can. To connect and raise awareness. I I have nothing to sell. I just want to. I will take away the consciousness of everyone in this world. Up. Because I know there are many like me. When I was young and needed help,

6:16 I had to learn the way and I had no one to guide me. Teach. I would like to go back to that now. I should help Sepehri, who was 20 years old, and tell her. You have to do this and if I can, even one Someone listens and makes a move that will change their life. Change it, that's enough for me. I think this was something that was programmed. We were This is exactly the recipe that I wrote for you. I was in Iran until I was 24. Did you go to university in Iran? I got my industrial engineering degree in Iran, yes, I came later. I went to Australia, I went to Australia. And I got a degree in project management so I can As the saying goes, I'll drag myself into computing. But now he's telling you his story. What I wanted to tell you is that When you You don't know what that means at all.

7:03 The future is uncertain for you and you just know you have to work hard. Work hard and study well. Well, good university. If you can do your job well, you'll be accepted. You can go, you can study properly, you can get your degree. You go to work for a company, but then... Sometimes you think to yourself, "Well, I'm fine with this." I never get the salary I get at home. I can't buy it, for example, or if I want a house. I can't buy it where I want. If I want to bring a child with me, I will. If I want to have a child, that one is for me too. There are costs, I can't afford them. Then suddenly these worries start for you. It creates and not only them creates. You can, but you start seeing the rest and... People are starting to really struggle financially. Progress and maybe even income in Rome If they don't have literacy, they won't have it later. You are asked, "Oh my God, how is it?"

7:49 This is it. They were able to become richer than me, which means they are in a better position. May their finances be better than mine. But with all these abilities and lessons that I have learned, I studied and did what I did and I'm working hard. I try every day, I couldn't get there, oh And that was the question I always had about the house. I had it myself, I mean, I was looking at my father and My mother used to say that they were both hardworking, kind people. Amir was saying that since morning, They would get up at 5 in the morning and stay up until 6 weeks later. They were really tired when they came home. They were there, but I was looking and I saw, for example, A family of ours that I used to see so much of, for example. Who don't work hard. What is their financial situation? It's getting better. More apartments They were buying in Kelardasht and here and there on the ground. They would buy and do things like this and It was always a question for me as a person.

8:34 I was young, so why is this happening? This How is this happening? Next Later, when I went to Australia myself and you were on the line I went and said, "I said the same thing I said." I went to the University of Sydney and got a degree. Then I started working. I found a job at a startup in... Sydney, where we originally had software We were making it for the stock market, the stock market. Australia was a startup, I was fourth. I was in that startup, a very startup. It was small, we actually had some software. We were making sure that you were involved in market activities. You pour your money into it and it tells you what to do from there. Is someone manipulating the market? It's turning the market in the wrong direction. It is accessing, which means it is changing the prices. Does it move up and down? Does it have information?

9:20 He bought it in advance after people found out. He sold all of this with an algorithm. There was a famous saying, "You would understand me even when I was young." When I started working at this company, I I knew nothing about the stock market or money. I didn't know anything. You were just a traveling engineer. Safar Anj, yes, exactly, work hard, okay. Study, that's what life was all about. And I remember, for example, it was really difficult financially. Well, we were students, and I just immigrated. I had done it in Australia. What do they really call iron with a moaning sound? He wouldn't. This is what a $400 car really looked like. I had a problem with the battery going dead every day. I was just going to throw a tantrum, but I'll clarify this matter. It was 208, 209, when I went to Australia. This happened. Fell The year I went to Malaysia, you went to Australia. Where were you, Danesh Andergerd?

10:06 Azad Tehran South Tehran South Industrial Sanayeh Are Tehran South Bazaar, Atari Street Then, in short, nothing, even where I started. I got it working. I knew nothing about finance. I didn't know about the stock market, but... I had to learn my job and I started learning. I did, but I learned a lot of technical stuff until I was 23. A year has passed, Amir, can you believe it? Two or three years in a row. You work for a company like this but you still don't understand money. What is the stock market, exactly? You can use it for yourself later. I started asking myself, "Hey, look." One moral I have always had is that I never allowed myself to say that. Oh, it's so complicated. I don't always understand. I said, "No, I understand if you want me to." I said, "Sir." Let me do the same with finance.

10:52 Let me go and understand exactly what this hedge fund is and what it is. Big companies that make so much money from How do they make money in the stock market? I started. I made you take off your clothes and interview all the people. That the best investor in the world is like Reed Ali Warren Buffett, you know all of this. I went and read all their interviews. I read their books. Were you still in Australia? I was in Australia, yeah, and it started, and when I went to see all this, Amir, and I realized that it was a Paternal series Which is repeated between all this and then we are Dosar. That's where it suddenly started falling, why? How simple is this pattern? I said, "Let me see." Can I use this pattern? Start I used it for myself and Amir didn't even It was unbelievable, that is, from exactly the same way. That you thought it should have been exactly like that.

11:39 It started happening. And suddenly it felt like a heavy burden had been lifted from my eyes. Finances and thinking about the future and all that is on my shoulders. Suddenly, he found the formula. Because I found the way, I saw the way, now I have something to do. I would also like to do what you wrote in this book. I did it and I did what I love for your viewers. If you can, we can talk slowly today. I will open this path for them and tell them. How did I get to that line and that? What is the line and God willing, we will understand it. Finally, I wanted to say this: This way, this pattern is repeated, and if this You can do Paterna if you are a You have an income, you have a job, Even if you have a minimum income, for example, Say you bring in 40,000 a year, well, 30,000.

12:26 You can do this if you're 18. It's impossible to start performing, because of the age. 60 checks and at least a million or two in the bank Don't have it. I mean, what I'm telling you is possible. Say it yourself. With 30,000 to 40,000 dollars, with a salary of 340 How about a thousand cycles? You must have heard about a very interesting story. There is someone, there was someone who died by the name of Headline: Johnson is working at UPS It made me think of the year 1960. Over 14,000 US dollars in his entire life. He didn't have a salary in the year, so keep that in mind. He didn't inherit anything from his parents. He was 18. He went to one of his friends and told him that Mr. I'm worried about my financial situation, my friend told him.

13:11 Come on, the formula is this: do this one thing. You have to do it, can I tell you what that job is? He started doing this, look when I think he was 96 when he died. How much money do you think he had in his bank account? If you possibly know I don't know how much. $76 million in his bank account Salary: $400 per year, 14 thousand dinars How did 14,014,4 have 76 million dollars? Could this happen? Probably too. The viewer will probably say, for example, "Baba Khali" I don't know if the government has brought luck. So-and-so did it, there was a war, so-and-so did it, but believe me. It's not like this, and you should put this in the spread. Yes, you open it, yes, in short, then a little bit. Now, before we go to the book, I want to

13:58 Why is this discussion even happening in our culture now? Less education in America, now you see more. Most people are more active. Yes Why maybe it wasn't the way we grew up? What the hell, believe me, they don't do it in America itself. I mean, this is a problem in America too. If Imagine someone who graduates from High school It seems like there is a curriculum, a subject. You are talking about finance and what kind of money? There are those who say in a discussion about economics, sir. For example, I don't know what the GDP of so-and-so is. But the other party doesn't know, sir. For example, I... How should I spend money if I have money? I'm running out of income, where should I put this? What is the difference between the stock market and the stock market? What is the bond market? What is it? How can I? Should I use it? This does not exist at all. Now in Iran, I think the second reason is this.

14:44 That we are in Iran I think our culture is so rich, so... As the saying goes, we had mystics and we had poets. We are very introverted. We are very introverted. It has always been more important than our outside world. I think this is ingrained in us. That is, For example, I'm saying if you're with a lot of people My family, speak only as the saying goes. Their life's ideal is to be a good person, so to speak. Speak well, speak well, know that good words are the same. The promise of those three monkeys is true. Don't see everything bad, don't see this delusion and Chronicle is our whole life and well, a lot of things. It's good, but should it be your whole life? You should ignore this and everything else. Well, this is wrong, this is going to be a lot.

15:31 Yeah, and then it's exactly the same thing as they say, blue. It is forbidden to go to the mosque, which is going home. That's exactly it, if you're just a good person. So you send all the fathers to your family mosque. They are dying of thirst. So where is this line? And this is all I'm trying to do. So that I can show this line to say, "Look." There is a line that if you draw this line correctly You can find it and do it. You provide for your family and yourself, and you can too. Help your truck and be a good person. Let me give you a very, very simple example. Look at you. What percentage was the inflation in Iran? It's still going on, 5, 20, 30, 50, okay, someone. For example, suppose he asks my father for a He would say, "I need 10 million." I need tomans, okay, this is 10 million tomans.

16:18 Okay, because I'm a good person, I don't want to at all. I borrow from you, so I can benefit, okay? Go give this back to me in 2 years, then go. Give me back this 10 million in 5 years. In these 5 years, if 10 million is returned to You think, "Give me back, then I'm a good person." I was there, I gave 10 million, I got 10 million, nothing. Nothing happened to me and I have my life. I just want to put these two pictures aside. Let me leave my father and the person who borrowed it. My father gave me 10 million, 5 years later 10 million Okay, inflation is 50 now, just to be comfortable. Say 50, ten million years from now, that means 50. How much is it worth, if? You have to have 15 million to be able to You can buy 10 million. Well, the year after 15 million, it's 50 again. You have to add it, it's 22:5, then add it.

17:05 If you do this, it's possible to get this 50 million in these 5 years. For example, it has become 35 million, 40 million, that is My father, for the 10 million that he spent 5 years Data before, data again in those 5 years. Let's say it should be 40 million, for example. He's taking it back, but he has 10 million. He takes it, meaning he only took a quarter of his money. He lost three-quarters of his money, so what if you You know this is happening to your money. You fall and you want to be a good person and you can. Buy this on my promise, for yourself and for Your family, go do it, there's no problem. Go do it exactly, now look at the other side. What happened? It's possible that it really happened. No need to, I mean, 10 if he wanted to. He could have found it somewhere else, but... For example, he took 10 million from this person. He took 10 million in a house, for example. He saved up and bought a piece of land with it.

17:51 In 5 years, this land has grown from 10 million For example, since it's 30 million, this way. He didn't leave with any money, meaning he left it to himself. Why did Qorm not invest money and make 20 million? Because 10 million gives 20 million out of 30 million He's making 20 million for himself out of thin air. This guy lost his money, 34 years old. Gad Ah I want to leave these two with you, because money Giving and borrowing money is always a must. Know the reasons if anyone really needs it. That means the other party really doesn't have any money. He wants money for his life, he wants to go to eat. He should buy it for his wife and children so they can have more freedom. That's another story. But if he wants to buy it, he wants a place. He wants to make an investment and is You get paid, you have to talk to him. You can talk to him as much as you want.

18:36 But the problem is that in our culture, This money is heavy, but the same discussion about my rise is very It's a negative view of what the other side was saying. Side Rebecca, no, I forgot what it was. A usurer like this. Not a scoundrel, someone who lent money. They said it was a soft drink, then I went to America myself. I saw that it was a very big business that you were in. Just borrow Lander's name. This is exactly what exists, and it has its own line. That is, for example, if you are from one percent, for example, Suppose, O God, someone has $1,000. He needs it, then you tell him 25% profit, okay? I can't give 25% profit, so that's it. Can you get off? But if you really mean it, for example, "Sir, I" I want my money from you, but with inflation, I'm losing it. Well, this is not a descent, is it? You're exactly saying that I'm a better person than you. I don't want more than that, but my point is that

19:22 This story I just told is interesting. I promise you, whoever is listening will hear it. It's a heavy meal. I mean, right now, he's been saying that his heart is beating for a while. I don't have money, so I don't have to. I'm just doing what I have to do right now. What I'm saying is inflation and all the things that are happening. It's real. This is really worth it. It will destroy your money and if you pay attention to it Don't be and let the criterion of your life be only one thing. You are endangering yourself in the long run. Exactly Then something you said... It can be a lot of money for an 18-year-old. It's going to be fine in the next 20 years. Now this The formula we want to put together is the way we Do we want to open it together? Is it just for Do 18-year-olds work? No, this is for everyone. Someone Someone who is now 40 years old is late. No, not at all. This is the fish that you always It's okay to suffer, but what helps you?

20:09 It's time, that is, the formula is exactly 2 to It's about the amount of money you save or You invest and the second variable is the second variable. Time is the amount of time that money is yours. This is it. We'll get to it in the market now, what about the book later? You wrote this in your book, explaining it. Midi Put this in the book, Arum, now the story of the story. I'll tell you my book, look now, my career story. I mean, basically my job was to... The company I worked for was a startup The company was later listed on the Nasdaq Stock Exchange. America was the first stock market in the world It became electronic in 1979. How long ago were these computers the size of It was at home, that's when it all started. Electronicization of this company in any case

20:54 The year 2017 will come and understand our company's p You will find it in Sydney. And because your name is on our back Everyone came to understand that our software is... It's not something that will disappear tomorrow. A big company is behind it. Look, we'll be back in a minute. Exactly after 8 9 208 209 Financial It was a world crisis that all the world's regulators They started to all these companies and The banks and the stock market were saying that we should We have to make your rules very strict Manipulation and what is it called? Yes, let's play the market up and down It really is, yes, now this is the topic Side I mean, did you really want this at the end? Tell the story. Yes, tell me, I'll tell you whichever one you want. Then yes, these should be rigid in principle.

21:42 Do it, that's why we're using our software at once. We were the second company in the world to do this. We had made this, it was very new, sesame. It was a solution, basically just... It was enough for them to buy our subscription. We just took their data and processed it. Tell them what happened to them. We were saying that it was very good for them. This time it's like a forest fire. Suddenly, everyone wanted to come to this company. When I joined, for example, I thought, for example, His annual income was 10 million roubles. When I got out of there completely. About 4 years ago this company 2. Billion Dollars It was worth it, meaning we grew exponentially within 10 years. We just went and we were progressive every year.

22:27 In short, I started from the stairs myself. Nasdaq going up and my title before Come out of Nasdaq Head of Risk Surveillance It was Nasdaq, meaning it was responsible for all risk and oversight. I was very close to you. And that's how you came to New York from Australia. Yes, of course, they told me for three years. We want you in New York, hey, I said. I'm happy with my life here, I don't want to leave. In the end, life changed completely. I said, "Okay, so this is a good opportunity for me to take advantage of it." And then I came to New York, I came exactly from I came to New York via Nasdaq, in short, nothing. I wanted to tell you the reason I'm saying this. Well, friends and family and all of them understood that. I'm working near you, everyone is coming to me. I was told, "Sper Jon, you work near the stock exchange." What do you say? Yes, what stock should I buy? Tesla, etc.

23:12 I understand, sir. See if I go. Because I had gone this route myself, in the market. I lost a lot when I first went to the stock market, but now I'm back. I learned and I'm going to read the books and understand. What's the story? Because at first I thought I was going myself. I understand, I went and did it, and I lost a lot. I said, "This must have a formula." I went to the books. I read it and learned what to do. I saw that if I go, I would tell someone to go. Just buy this stucco and don't worry about anything. Everything else we talk about Knowing nothing is exactly like someone Come on, let's pretend I'm a hero, okay? My world, someone come to me and tell me to shield myself. Teach me how to be the strongest, the strongest. Should I punch the world? Well, if I can do this... I can teach him when he enters the ring. He doesn't know how to defend himself, he doesn't have a foot job.

23:59 He doesn't know how to use it or where in the ring. How to read the other person's psychology? How to prepare mentally for the moment He's going to get punched in the face and everything. He forgets. And it leaves such a bitter taste under his tongue. Who will never enter the ring again. For me, it really means this to me. Amir, this is really me, you understand that when I'm talking about this matter. I'm really sorry if you don't understand. Power Investing the power of investment What to do and what not to do for yourself and your life. If bitterness comes to your mouth and you don't, see if you can do it. You, your family, and the generations that come after you. They are trying to get this from you. And this power is very important, I mean, I'm telling you this.

24:47 Because, for example, my family is Not being educated, not knowing about this. The matter and I saw how difficult it was for them and Because it was hard for them, it was hard for us. It was hard growing up, and I know that. Many people are listening to this hardship. They are killing, they are working hard, everything is working. But life didn't work out that way for them. And the only story they want to know is that... You are smart enough to do it yourself. Keep an eye on your finances, but only You need to know what to do. And that's why I don't want to tell anyone. For example, go buy this or that stock now because it's going down. He buys, and when the market drops 20, he panics. Sells Then he curses at me. Then he curses at me, then I do it myself until the end. He doesn't invest in his life, but there's a line that

25:32 I'm telling him, really, over the course of several Sal can suddenly become a millionaire. Exactly But I have to say this now, even though You talk about this a lot. They don't know you, they don't know what the story is, they tell you quickly. Well, definitely a charlatan, definitely something like that. I don't have this book for sale, if you like it, I don't have it. They can read if they have it, but not that much. Just listen to this, that's enough, I mean, there's no need at all. Buy my book, it's not real, just listen to it. Enough, I'll tell you later why I wrote the book. Okay Now, where does one start? Do you want some? What do I mean by that literature and that phone debate? Give us the foundation we need to know. Okay Where should one start? Yes, I think I should go first, Amir. With First of all, I know this might be ridiculous. For many, you have to say this first, but first.

26:18 Psychologically, you can't be yourself. Create a good relationship with money in your mind. This is the most important thing. As soon as you are about You talk about money, for example, I have a question for you now. I will do it. When I tell you Close your eyes, the flight of emotions that you crave. I'll tell you the word flight. Tell me what constraints you can use? A sense of freedom. It feels good. Good freedom. Positive feeling. Well, now close your eyes. Money. There's always a problem, huh? Look, my general philosophy is that I always... My concern, concern, maybe that was a word that came to you. I say always worry. Worry exactly. Don't be short, don't be short, don't be lame.

27:05 Being short is right, being short is worrying about being lame. I can't do what I want to do. I don't have money. Exactly the same thing, well, this time you This is how you feel about money. What are the chances that you will wake up every day and think about I want to share some strategies with you today. I will use it to make money. You don't. Subconsciously, there is a feeling in the back of your mind. Do you have a relationship with money that always seems to be going in the opposite direction? It's killing you. For example, money for me, for example, at the beginning, exactly. That was it. It's not for everyone, though. Must You have to work very hard to get money. Money It doesn't just fall from the sky into your lap. Money causes fights in families, causes divorces, and

27:50 Divorce and a thousand and one stories of misery It really is now. It really is, yes, but the question is, what does it mean? This may sound strange to you, but I really do. I'm telling you this, someone tell me now. Money for me is freedom with whoever I want. I work, you know, what I want to do. I can give my family those pleasures. I can't bear to lose this life myself. To share my joys with others. I can help the community. Give me the freedom to have time. Write a book so I can talk about These are the things I want, when something like this happens. You have an unconscious tendency towards money when That I'm going to work for something that can help me. I'll make money, so I'll go with a different energy. That's why I think, first of all, whoever He's listening to this, close your eyes for 2 minutes.

28:37 And tell yourself money and see what happens in life. He has feelings about this and he really tries. Go inside and change this on purpose. Well, the only thing you can change is Close your eyes and instead of just Worry, think about the good things that money can do. It can bring to your life, think about it. Money itself is the word money. Now I say money is a thing. Negative, you eat everything. Yes, they say it's money-making. Yeah, exactly. It's like you can't even think about it. You can't talk about this at all. Well, when you can't, about this matter. Talking means you can't hear me at all. I'm saying this because you can't hear it from your father. You can't hear your mother from your friends. Where is she from? Do you want to learn? Where do you want to learn? Really understand how you can in the world Go get the money or if you get it, how? If you use it, it should start from here.

29:24 After this, let's go to the next part. Practical, okay? That means first make your mindset positive and Say that you Our first You will get to it. Exactly I'm here, you won't leave me alone, it makes me feel better. Exactly Money is the truth, money really is that. Too much money, money everywhere. There is a house, look at it yourself, when the price is It goes up, so this money is created, so it's money. You can look at it and say, "Oh my God, it's swollen." How much is it? Or can you say, well, inflation causes It's possible that the amount of money will increase, so there's money. It gets better with 40 every year. Hey. It's getting bigger so I can go further. I'll get it, when you change your mindset like this. Subconsciously, instead of thinking, "Hey, you have it." The further you fall, the more you feel how much

30:10 Life situations are increasing for you. Change this menu when you can. You subconsciously open up to the fact that you're talking. Listen to me next. Okay, let's move on to the next thing, okay? Well, now look at the next thing: first of all, Everyone, you have to make money somewhere. You have to have a job, you have to be a professional. You have to know how to work to be able to earn money. You should first and foremost use the money you are getting. Whenever your salary comes, I know it's for everyone. This is hard for many to hear, but first of all... Everyone should make the biggest decision of their life. From a financial perspective, this money that comes in every How much should I set aside per month for investing? Why didn't I say saving for investing? I didn't say you should save money, if you remember.

30:58 Tell me, for example, do your parents love you? They said that the first thing that should be done with Amir is Make money to save. Out of 10 means Well, if you have money. Savings only mentality Just take the money and put it under his head. It was a saving, yes. Well done, let's say saving. Investing I want to break this with My investment is when I save my money in the bank. I think inflation will happen when, say, 20 years from now. The same money that was in my bank is now worth How much? It's down to 20. It's 20, so I can do it with that money. I'll buy 20 less things, so if I do this now for 10 years What happens if I keep it in the bank? Very much It'll be worth more, maybe one-tenth, so... Especially in a world where inflation is high. Even in America there is inflation. 3 of us 3 years ago

31:46 The inflation was 10, okay? That is, when these things happen, you basically You shouldn't save at all. You shouldn't spend any money at all. It's in your hands and you should be able to do something with it. Make your money grow too, so if your money If you don't grow, you're falling behind. The first thing I want everyone to think about is What should I do with the money I get? I'll make sure I don't fall behind with it. Ah Well Let me say something. Yeah. Well, first you have to calculate the size. It's enough to invest. I at least This is something I've always thought about. If I I'm a student and I can only afford $100 a month. I'm saving up, so what can I do with $100? Did you? If I multiply it by 10, it will be $100. This It was a mindset that I now think I once had.

32:32 When I was a student or when I got 50 dollars $100 was a lot of money. How could this be solved? Do you? This is a mentality. Yes, this is a mentality. The problem is to see. For example, everyone who thinks, well, savings Everyone says, "Oh, should I buy a house with it?" For example, I could buy something big with it. You just have to keep the money to a certain extent. It will be a lot so you can go shopping with it later. But the truth is, there are other ways to save. Is it possible that you can start with my $3? You can save money. Ah One of the most important things is the stock market. Ah You can go to the stock market with anyone now. How many dollars do you have that you can invest in something? Buy it. So, buy shares in a company. Share Now I'll explain to you how you... The stock market is worth investing in, but You can do this and the most important thing is That mindset, make up your mind to say that.

33:18 The first thing I have to do when I get money is I'll choose a percentage and leave it for a while. A place for an investment, then the second thing. So, how do I do this and where do I do it? How do I mentally prepare myself? If it fell for a while, it went up and down, I I don't know what to do with it, that's all. Shower Stop talking, I want something else. Yes, tell me, my dear. One more thing, now I'll use myself as an example. I'm not saying we're together, I just remember when. If I had money, for example, I would go and buy a camera. I was going to get a phone, I thought, this is it. Something that maybe if I did these things I wouldn't buy it. I had much more money, you said so in my book. Do you want to make a small gesture? Yes, definitely see, I'm saying all of this.

34:04 First, I said you need to make up your mind. Yes, when your mind starts to feel first. Good luck, you need to change your mind about money. For example, tell me what is a good way to spend money. What money did he spend? It's not good, so write it in the book. I tell him, "Good Deb Bad Deb" means "Give a good loan." Okay, give it to me, bad, look, if I say, for example, I'm leaving. I'll borrow $100,000 from the bank to buy a car. I'm buying a top-end car, I'm buying this debt. Give debt, why give debt, because this 100 thousand dollars and I have to go to the bank later. 5 I mean, if I give you interest back, you have to pay it back in, say, 5 years. I have to give the bank 120 back, so that's the cost. For me, it's 120 after 5 years. This is worth it. If I want a car, I can sell it for, say, 40. Toast, yeah, that means I lost 60 Toms.

34:51 I have to give 120 of the 100 I had. I lost $80,000 in 5 years. I gave it, well, so financially I fell behind. It's true that I bought a car and paid for it, but... It was worth 80 thousand dollars, the value of this dish. It was worth it to use it. I'm not telling stories, I've also been a cook sometimes. Some people really like to have them, right? They give them welfare, but I need to know that 80 I'm a thousand dollars behind, but if I go, 1000 I can buy it from the bank, get a loan, and get 5% interest. So, I have 120 in the bank. I think a bank has 20,000 in profit. I can do anything with this money, but... I'll bring those 1000 and go. I should invest with it and it will be 100% in 5 years. If my number is 130, that means that's enough. I can get 5D bank interest with 5.5.

35:37 For myself. That is, with N. Most of me 10,000 I made a dollar. That means no money from my own pocket. I didn't let you earn $10,000 in 5 years. I had. This is the way of thinking. That would be a good loan. That can be a good debt. Well One of the biggest These are the things I realized in my life. That's why, financially, the reason why People who mean a lot to everyone. There are rich people who, from the beginning, They start investing with their own money. because no one will lend them money, but when They were able to borrow from the loan they were taking. They use it, they make good investments. So that they can earn money while Now you're reading this, it's a very interesting book.

36:23 When you look at the richest people in the world You do. Usually they are people who They have the most debt in the world. Ah Then this won't be a question for you. He says okay. For example, suppose Trump is Mr. Trump. For example, you say, what is a billionaire like? Are you suddenly going bankrupt? How many times have you been bankrupt? Done? How is it? Because he has all the loans. It will take. All these buildings that it has It's all a loan. From a bank loan. Banks will lend to him because he has a name. He has a reputation he can sell. But Well, if, for example, the manager gets sick, for example... If you can't do good, then hurry up. He's going to go bankrupt, but if he can, he'll use it. If you use the loan well, you can become a billionaire. The difference between a good loan and a bad loan is that you You can put that money to good use. Increase your capital by using other people's money. Kenny, exactly the story I explained to you first.

37:08 I gave it to my father with, for example, someone else who comes. The one who has money borrows money from him. He borrows nothing from his own pocket, no money, nothing. He didn't leave, but he managed to make money out of thin air. He should fix it himself, that's the point. First, we need to understand that a good loan is... Wow, that means there is good debt and bad debt. This That's a whole other discussion we can have now. Let's go inside. Then there's another thing, it's very popular in America now. I saw a series of people making a lot of money. Aha They have good salaries, but their worst enemy is the group. Noah's. They drive my nice car. You see, I mean, everywhere in the world, I mean, I'm not saying that. I saw a lot of us Iranians in America. Yeah. What is that story? Well, that's exactly it. That means it's very likely. Those people have a lot of debts, for example. I'm saying he bought a car for, say, 200.

37:56 Yes, he bought a Ferrari, but he bought it anyway. As soon as you bring this home and use it for a year. You're saying it's worth 40, which means the car is worth 350. You can wear it for 200 years. 21 to Well, this side has 100 a year because of He loses his car, so you do this, for example. I don't know if I should pay extra for my car insurance. Then he goes home and buys something like Or, for example, he rents it out, which is very expensive. Hayande or has many great things, well just He's paying rent, and that's an expense in itself. He's buying so many clothes and watches. He buys so much that he does things like this. The whole issue of buying a brand The fastest way to be poor Yes, that's it, that's the exact same thing. That's it, look, for example, if you go to Louis Vuitton. If you buy it, you'll spend $5,000 and buy a bag. But for example, when you sell, say, a few hundred

38:43 Say you sell for $1,000 for $4,000. You know again, you lost three-quarters of your money. Yes, but for example, what if you go to a bag? I know. Buy it for $30,000 after, say, three years. If you don't use it for a year, you can still use it for thirty years. Sell ​​it again, that means they are the ones who own it. Brenda has her own things too. But most of the time what happens is that People become Brenda's slaves, as if they were hers. It doesn't matter if he's thinking about it at all. It doesn't matter if I'm making money or not, it just He wants to go buy them and another thing. Thank God my brain is just whistling. I never had these, but I see you. There are many, unfortunately, the thing is that they die. They borrow money to buy these. That means you For example, if you have money, you have an income. You promise yourself that you will pay 1 million a year to the surgeon.

39:29 He's getting out, so he's going, like a fugitive. He buys with it too, so he made his own money. He doesn't owe anyone anything, he's burning his money. It's pouring, it's burning, so leave it. Burn it if it gives him happiness. That kind of prosperity means as much as you want. Life is a gift, but those who don't have it will die. He borrows money, I don't know, 5 or 10. Buy something that costs money. You officially have an axe to grind at the root of life. You pay taxes financially, exactly, exactly. You do this, I will experience this, Amir. I was really remembering a time in New York. One of my friends came from Canada and then told me that Let's go, there's a club, let's go there. A few of my friends are going there tonight. My brain was whistling. First of all, it was late at night.

40:15 For example, we just got there at 12:10. Being now, if you know, in a club in New York Good club, if you want to get a table, it costs 2500 Dollars just to give you a table, for example You have to specialize in the body in a club because For example, especially after half past one in the morning A bottle, for example, and some cash from this I don't know what big things they ordered. The bottle itself, for example, easily costs 1,500 to 2,000 Bring and this In total, there are two or three boys with two or three I asked my friend, "Look at this." Being very prosperous financially, he said no, Dad God's servant, you have done all this They put their card on you if you know this

41:05 Look, my brain was profiting just for For example, to make some girls happy They are brought to the club, for example, many of you New York is paying for Rome. Well, that's it What are you doing on this side? Exactly They are living like this and really They don't understand how far behind this is. You throw them away. I mean, if you do something like that... Do it with a salary of, say, 10,200. You're officially getting yourself a year older. You push back with a stupid move like this. Exactly Well, now my point is that many people do this.

41:51 Very high. It's a big deal that most of these customers are people. They are not very rich. Most of them mean spartan people pour their money into you I am on the page in the store of this Kharg Roshari Budmarh In fact, there were three people in the queue that year There was no place for class at all. The heart I wanted to open, thinking that it was too much. It matters if you really are starting from this step. Are you investing in your future after this? Mindset is a bit of a waste of money. A little bit, no really, put it aside, yeah. Well done, look, I agree that if you You have money and you have done your investment work. You arrived at your family's house, did you do this for money? You're still stuck, do you want to do something?

42:39 Go, buy whatever you like, go and enjoy yourself. Go with a little bit of rock and give it some expertise. But let me take advantage of this opportunity and Alternative, I'll tell you the opposite point because It's very easy to say you have to make money. You do this or that, but I want to tell you that How much can you really do if you can do it yourself? If you discipline yourself, you can achieve it. See. There is a concept in Mali that I have. I'll tell you exactly the same rhythm as I said, everyone. I used to read books alone and I understood. Everyone is repeating the same line. The truth is that people in finance really Don't you want people to know why? Because the world

43:26 They deliberately made finance so complicated that They don't want people to understand the name of the stock exchange at all. You're making people have strokes, and the stock market is going crazy. I don't understand the stock market. It's impossible for me to understand why. This is how they make it so complicated. Tell them, "Look, this is very difficult. Give me your money." I will invest in you so that they can benefit from you. Money earns interest and may be a good investment. Do it, but with any money you have. You invest, they give you a percentage. They kill themselves, yes. I want to tell you this now that you are talking about I'll start now. It's so simple to understand. That everyone can understand and do this. Look at this. Suppose you have money somewhere to put it.

44:12 The stock market, for example, the US stock market. It's been years since it happened and this is just the average. It has gone up between 8 and 12 every year. Ah In the past 80 years It's the American economy, somehow. Yeah, but think about this for a moment. I speak Iranian. Think about it for a moment, if every year the market The stock market is seeing 8 to 12, say 10. It is given every year, so there is a place where I I'll give you my money, he's giving me 10 a year, okay? Well Then I'll think about it the other way around. I say, "Well, what kind of life will I have at the age of 70?" I want to have a financial position I write and say, for example, give, yes, thank you

45:02 Let's do the work, by the way. Tell me, Amir, at the age of 70. The house you live in, if you Don't worry about money. How high do you go? Go up. 10,000 dollars a month, maybe by that year We pay 10,000 dollars per month as rent, ok You want to drive a good car at the cost of your car How much is it this year? $500, maybe $1,000 a year 5000 per year, well... You already have your car, now we say, sir. 1000 dollars per month is money for a car, for example, to you I want a very good car for $2000 per month I'll get it for you. Well, for example, money for entertainment and food, etc. I don't know how much the trip and all that costs.

45:48 Forget about traveling, I'm spending $5,000 a month on this. Do things. $5,000 a month for travel, which is a lot, I mean. You only pay a thousand dollars for travel, just travel. There are a thousand of them a year, so what else? You want to travel with your money. You have a nice house, a nice car, what else can you do? Help me do charity work. 20,000 in Salem, you want charity help? Do you want to buy a gift for my family? You want 20,000 per year for them Buying gifts for your family is another thing. Do you want to do it? No, I'll save 20 thousand for something else. I'm telling you in advance. 20 thousand each, they say, "Bye, buy yourself a Rolex." I buy a bunch for myself every year, so I'll keep these.

46:34 I can hit 100 to 220 to 240 234 Well In the year I need You need 234 in cash per year, so that means a lot of money. You need 275 to 300 per year. Okay, you tell me 300, I don't even know. We need 300,000 dollars per year Your life is on the same shelf with that prosperity We talked about it, live your life very well now How many millions should you have in the bank? Can you make it 10 times a year, 300 times a year? 3 million, okay? 3 million You mean if you have 3 million in the bank in the market You should have a stock market at the age of 70 You are making money from it every year

47:19 The amount of profit is the cost of this entire luxurious life. You wanted it and it's giving it. And how much money did you have? 3 million. Okay, a couple of questions. That means you can have a good retirement with 3 million. Have it. Yes, now I want to ask this, the first question, if That I wouldn't do this and ask you. I was saying, Amir, you like thinking, for example. You can dial the number you need. How much can you live comfortably in a stone? You were saying Maybe much higher, I don't know, 30 million. Maybe I was saying, "Exactly, point one, exactly." That's what we all think, that much. The money we need is much more than The amount of money you really need. You know how much trouble this will cause you. Does it? This makes him a genius.

48:05 You always have that stress, you always have money. Because that 20 million, 30 million is a lot of money and Do you think that except winning the lottery and committing crimes and This is the place where there is no way to bring luck. You don't have any more. But the point is, once you know it's your fault, 3 million Suddenly, this opens your eyes. So there are some ways that I might I can get myself to 3 million, to 30. Million 10 million 8 million I might not get 3 Millions of millions are possible. Maybe leave it now. What is the second tip you use? These 3 Millions have a name for you in finance. Megan Financial Framework Well, financial well-being. Financial Freedom Financial Wellbeing Financial Freedom Why Because

48:54 When you reach 3 million, you'll be a prince. You will never be poor, it just means your life depends on it. The day is getting better financially. Why? Because The amount of expenses you have is greater than the amount of profit you make. Because of the money you invested in it You're welcome, it's less. The cost is lower. So always There is money, probably it will be added to that and Less than the money he spent on it. It's not possible. That's why rich people They always get richer. Ah That's why. How to get rich and richer Can you hear? Because they brought themselves to it. Financial freedom line. IC. Yeah. So the first step is to find the financial freedom line. yourself Find it, for some it might be 5 million.

49:40 For some, it might really be a million. You have to find this line of material well-being for yourself. And when we did this, if Remember, I told you not to go slow, 20 thousand. I want to give away 60,000 travel lessons as a gift. I mean, this is a lot of money, but... I want to tell you this: this is the first step. To find out what that number is, now for... If you look at that number, I'll give you an example. Which is, for example, a tradition of 18, and you get 200 every month. Invest dollars in the market. This number seems very small, which means that Because your salary will increase, your salary will increase. The more you can invest, the more you can get. I say invest 200 a month until you reach the age of 18. Don't invest more at the age of 30.

50:26 That is 12 years. From the age of 30 onwards, any money you earn goes to Louis. And you can do whatever you want with your money. Do it in your bank when you turn 60. How much money do you think you have? It got complicated, meaning $200 from 18 to 30 years old. Monthly or yearly, $20 per month. I have to count, but You have over a million. You are 30 years old. You are 60 years old. Yes, and from the age of 30 to the age of 60, there is nothing Don't just mean 12 years. We have a million dollars in growth, for example. If you put your money in the stock market, it will be 10 times The year is coming to an end, so this is basically a profit. Which is coming on top of last year's profit, that is, in The total principal of last year's money if you deposit $100 The first year, 10 of them will be $100, which will be $1,100.

51:11 In the second year, the 10th is not 100, it's 110 because... You bet 1100 taels and start using this money. It is called exponential growth, they say interest. Compounding or Compoundingsten was called this. Weatherford is the eighth wonder of the world because That the human mind cannot calculate this. It's true that we struggled with a few things. Time ago Exactly For example, I say, if you Say $100, for example, I got $1,000 when I was 18. I have dollars. Yes, if you are 18, do you even count this? If you are You have $1,000. How many times two, for example, let's double it? You put your money somewhere, your money is doubled. How many times should this money be doubled? It's okay to have a million. Must

51:56 My money is multiplied by one and a thousand, that's right, a thousand. It is equal to d to the power 32 Every 7 years With 10, it doubles every 7 years. I think I think yes exactly I think a It's something like that now, but the point is that you If you have 10, then this is the percentage of money. Your growth begins to increase exponentially, going up at first. You may say too much, sir, for example, 1000 It was completed 110 times, well, it is thin, but after one During this time, its growth will be terrible. For example, suppose your money is worth a million. In the bank next year, 10% is 100,000 dollars. You know what I'm saying?

52:41 Suddenly it goes up, yeah. Suddenly, the compound starts to pull up. Well done, it's exactly to the point where the cost is all covered. He gives you his life, he gives me more, now this is the discussion. That you do this when you are young. You do it for as many years as you have. It's too late to check your retirement, so what's the amount? The ones you can have in that 10 More. So this is Formula One. Anything The sooner you start investing, the better. Your life will reach that number faster. Do you want? The amount of money you have is the amount of money you are depositing. That is, if the same side instead of, say, 100 200 He would put up to 400 per month, for example. When he turned 60, it was over 2 million. He had money. Yeah. That means it's possible for someone, for example. He's giving 200, it might be impossible for him.

53:27 It's not like he can put 400, but if he can Can you do this? It's 2 million at a time, 1 million dollars. It has more because it is twice as much money. You left. 12 years, invested twice as much money Exactly But now I want to tell you this, right now. Suppose the other party has a brother, well, this is his brother. It didn't work, but the age of 30 came to its senses. I said I should have invested. I'm going to pour in 400 instead of 200. Account That means he started 12 years late, but 1 year late. But from the age of 30 to the age of 60, every year. 40 means he has twice the money he invested. He's losing his hair and he's been doing this for 30 years. It does not take 12 years. When he retires, he will be almost He has money with him. Even though it is 4 times more expensive, it is twice as expensive.

54:13 He invests and is 12 years late. He is investing at 30 instead of 12. A year is a very important amount of time. That means someone in their 40s is too late. It's not too late. I want to tell you what to do now. Okay, let me check it out. I want to tell you about its power. The power of difference is how early you start. I mean, whoever is listening, well, the first thing What you need to learn is that you need to start now. I mean, I'll stop again in another year or two. You're wasting time, so you should. Start now. Incidentally, the first part of my book, when I read it, Open it, the first thing I'll start with. I don't know if they see it now or not, but... The sentence "I'm reading this" says that at all The book begins with:

54:59 That means the best time to plant a tree. It was 20 years ago. Exactly Next best time The next best time is now, exactly. It means it's never too late, somehow never. It's not that. It's never too late because you can still Use this compound weapon for yourself. Do it, okay? Now, but I am convinced. Okay Start at 40, it's $1,000. What should I do with that money now? I want to tell you this, the second decision you have to make. First of all, it was time, you had to start early. The second decision is the most important decision of your life. This is what percentage of my income I want. Let me do it for investing, just like you did. I said The more the better. You have to make a decision. 10:15:20: That Mr. Theodore Johnson who

55:45 I told you, he had 20 since day one. Which was 17.70 million, which was 7.4 million? During the Fatush, yes, most of it was given to charity. Then there's another thing, the car story. You have a house, you have so-and-so, most people leave. They give that money first, then whatever is left over. Do they invest or save? For investment, but what you are saying It's kind of the opposite before any money comes in. Your life is now 20 investments. You're welcome, then plan for the rest. Understood. Well done, you're exactly right about the planning. You're absolutely right, just this. I'll give you the distinction, so you can see if you For example, you finally have a home theater system for these. You have to give him what you have to give, yes, a lot. They say, "Wow, I can't do it, at all." Sir, the story is that Atma Turgenism is interesting. Writing his story exactly as his friend told him when he

56:31 He said, "Let's say, let's put 20 Hutus." Dad, how much money do I have? I'll come on the 20th, for example, for Investing every month I have to have a wife and a child I want to have this or that job, but I can't. And his friend told him, "Look, if the government comes, For example, he would tell you that starting today, you should 20 10 What would you do if you paid more taxes? You would give You were giving, so what are you doing? Your life is one. You would have eaten and looked at something. You wouldn't have done something if you could have done it. 20 and evil This was more than the cost of the trip. Well done, it means your life is finally in order. You do, all of us. If we are not exactly on the line, that is. Let's not live under it, because we really can't do it at all. Our money can't buy our lives, see? Can you really, really, really change your life?

57:17 Change so that you can save 5 to 10 bucks every year. I'm saying, for example, that you can invest in the month. If you have a car, you have a car like that. You don't need to have such a big car. Buy a used car at home. Take it lower, but this should be your priority in life. Okay, for my future, I must always come first. I'll make all the plans so I can go there now. Should I buy the bag or should I do that? Exactly. So, this planning you're talking about? You're right, this should be the first priority. I have money, come on, oh my, 10 is 20. I want to take it and put it in a safe place now. I Maybe 2 years old, 3 years old. I made him aware of this, but he never really acted on it. I didn't because I always said, "Leave it now." Let me do the work, let me do this, let me do this. Let the business go forward, then I will start posting And what I'm trying to say is that it doesn't matter.

58:05 It doesn't matter how much money you make, that is, if It's hard, Sepah. Because even though we say it's the end of the month, I'm going to buy this or not, I'm really depressed. You're arguing with yourself, now the stocks are gone. Now it's up, now I want to reach so and so. They are, but what I want to say is that When you understand that, it means that you have to do the math for... You do the smallest thing you have. For example, you can buy something that costs $30 or $40. You say you could go to the market now. You'll get there, right? Exactly, you said it beautifully, you made a mark Look, finance is really something that everyone is talking about Even Warren Buffett and Reed Ali and others do it. Everyone says, "Look!" 10 ways to be successful Financial success in life

58:53 It's about knowing where your money should go. That's it. The things we're talking about are on that line. Where is your financial freedom and how can you get it? What does it mean to kill someone and what are the ways to achieve it? Take it. 90 is psychological because it is mental To see what you are saying, Amir. That's right. You watch when your money is coming. You look at the stock market and you see, oh my God. For example, suddenly Trump came and imposed tariffs on the market. Stock market 20 in, for example, 2 weeks. Well, it happened, and it really happened. Exactly So, if you want to invest money in the market, The stock market makes you think to yourself for a moment, "Okay, now." The stock market is in ruins, so anything is possible.

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