0:03 Do you fill only your home state's form for the state PhD exam or do you also try the neighboring states? Most serious aspirants target 2-3 states which is correct because one good deal syllabus stands common for all states. But then the real struggle begins. Different syllabus, different course, different notes and different fees. That is, financial stress and preparation chaos. Well, as always, we understand your challenges pretty well. And that's why we have brought with us India's first all-in-one state PSC batch. 15 states systematically covered. India GK, which is common in every state, so together structured classes. State GK, which is different in every state, so separate specialized sessions. That is
0:50 one system, multiple states and zero confusion. And the biggest thing, lifetime validity. Yes, the exam may be postponed, the paper may be leaked, the re-exam may be done, but your course will never expire. So pay just once and study till you get selection. Smart aspirants don't want chaos, they want clarity. For more details, feel free to reach out to us. A very good evening each and every one of you. Welcome back to Parcham and welcome to the six monthly compilation series that we are doing. We will give confirmation quickly. My voice is clear. Is the visual looking good or not? Okay, good evening, good evening everyone. So, see, now in the last class, we have Six monthly military
1:39 exercises were covered. July to December military exercises. Before that, already in July to December, we have covered compilation of books and author and compilation of appointment. In today's session, we will cover a very significant topic and that is government schemes. Needless to say, this topic is you don't have to leave this no matter which examination you are giving so don't ask one question standing up ma'am we are studying for NTPC, we are studying for banking, we are studying for UPSC, State PSC you have to study for every exam so this compilation is going to be really really important and critical for each and every examination we will cover 6 monthly government schemes from July to December 2025 but please pay attention Jan to July It has already been covered. You
2:28 will definitely watch the 6 monthly playlist of 2025 on the channel. And we will also cover this session with it. Only then your whole year's government schemes will be covered. And if you get a question in the exam, you will be able to answer all. Otherwise, you will say later that you did not study this question because it was taught in this video. Okay. So if you want to see compilations, then watch it for the whole year. Cover 2025 for upcoming 26 examinations. Got it? Only the banking students can leave the content of Jan to July because there are more recent questions in banking. Rest all students have to see the 2025 compilations too. Okay, now we will cover a few compilations in the compilation. From where you can cover the remaining 6-monthly current affairs? From these magazines. So you get 6-monthly magazines in 3
3:14 formats. Jan to June has already come. This is July to December. This current affair magazine is current and static theory wise coverage. This is the question in which MCQ with explanation is covered and this is Rafaar in the format of Headliner, you can cover all the news. All these are available on Parcham app, you can check them out. Now if you want to cover the entire 2025 current affair with static then yearbook comes in PDF form. It is the 2026 edition, again you can see from Parcham app. This is also available on the website and the sessions we do on YouTube, compilation sessions, their PDF, where will you get the individual PDF? Until the session is over, you get the individual PDF on the website, on parchamclasses.in and if you have a PDF bank or CA subscriptions, then they also add on, there is no
4:04 need to take separately. Okay ji, ab yeh maine basic jaankari de di hai, iss se zyada koi query concern ho, to please save this number, mein har baar bolty hoon, yeh number apne phone mein save karke rakhiye, Parcham helpline aur agar koi bhi problem ho, Monday to Saturday, 10 to 6, aap inko call kar sakte ho, mail bhi kar sakte ho, Parcham app mein chat bhi kar sakte ho. Okay, Parcham app downloaded nahi hai abhi tak, to kindly do so, you will get a lot of courses, subscriptions, PDFs on Parcham application as well. Chalo, karne shuruvaat? Yes, all... Set, everyone's focus has come. Speech of voice is very narrow ma'am, what does this mean? Is the voice not coming out properly? What are you trying to say? Please elaborate or tell me clearly. The setting is looking proper from here. Is the voice okay? Tell
4:54 me quickly. Yes, the voice is okay. Okay, let's go. So, Now whenever you read a scheme, you should know the full form of the scheme because you get the abbreviated formats of many schemes. Second thing, what is the scheme's ministry? So you must, must is the word, you must know the ministry the scheme belongs to. Third thing of course is its implementation year, launch year, launch year, when it was launched and for what duration that scheme was brought. In some examinations, there is an outlay. There are less chances of being asked for outlay in small one day examinations but we cannot negate it. Outlay can also be asked and of course the main features will come. You have to read what will
5:43 be done under this scheme or what are the important features of this scheme. Did you understand the story? Alright, let's go. Now, the first scheme that we are seeing is that the cabinet has given approval to central sector scheme, centrally sponsored scheme, which category of scheme comes in it, I will explain it to you. So, central sector scheme and scheme is NFIES, which scheme is it? NFIES Right? Now first of all, you have to understand what is Central Sector Scheme and what is Centrally Sponsored. You have to understand once and you will get clarity for all. Central Sector Scheme, the 100% funding in the Central Sector Scheme is given by the Central Government or Central Government. Have you understood? Central Sector
6:32 Scheme. The second is Centrally Sponsored. Now if we do sponsoring of something, then we will not do 100%. Right? So in the case of sponsoring, somewhere 100%, somewhere 50-50, somewhere 90-10 ratio with the center contributes. In this case, the center has a contributing role. Like if there is no Union Territory then Central will do 100% funding But if there are states then it can be 70-30, 60-40, 50-50 If there are North Eastern states then it can be 90-10 states So where the role of the center is of contributing nature then it is a centrally sponsored scheme Where 100% funding will come from the government is a central sector scheme So I will not explain this term again and
7:20 again, I have to keep it clear once Let's move ahead According to our new criminal laws, there is a provision that if a crime is committed in which there is a prison sentence of more than 7 years, then the forensic report is mandatory or compulsory. Now to have a forensic report, we should also have the infrastructure of forensics. We need to have such institutions where the report of forensics can be made after the test. We also need trained people to work in such forensics departments. So, to develop this infrastructure, we need more forensics infrastructure, universities to train
8:06 in forensics, universities to get studies, this particular scheme has been brought. Clear? Alright. Look at the name, National Forensic Infrastructure Enhancement Scheme. Understand this fully. So, in NFIES, the forensic infrastructure is being enhanced. Now, in most schemes, you will find posters, which you will also find in PDF. Do not overlook posters, all the main things are written on it. When someone has to do revision, it has to be done with posters. So in this case, campuses will be made of National Forensic Science University and Central Forensic Science Laboratory So where the study will be done and where the forensics will be performed, both the campuses will be opened Existing infrastructure of
8:51 Delhi campus of NFSU will be upgraded Then financial outlay has been kept for campuses, labs and all to enhance the infrastructure of 2254.43 crores. What is the tenure? For how many years has this outlay come? From 2425 to 2829. So see all the big things have come here. And these are all the things. Now you see here. Okay. So while studying, revision will also be done by hand. Concepts will also be cleared. I will not talk in between, after 1-2 schemes are over, I will ask you if there is any problem, if you want to talk then do it. So why did the National Forensic Infrastructure Enhancement Scheme come in the news? Because the Minister of Home
9:41 Affairs of the State told us in the Rajya Sabha that such a scheme is going on. This portion is not important. Now this is Central Sector Scheme. See Nodal Ministry, Ministry of Home Affairs, NFIES, under whom it comes? Under Home Affairs, under Amit Shah Motabhai. Clear? Then we have already seen the implementation period. Why has it been brought? We saw that when was it launched? It was launched in 2024. The campuses are to be opened under this. We saw that there will be Central Forensic Science Laboratories. New ones are to be prepared. There will be an enhancement of Delhi campus. And why is it important to bring it? Because the new criminal laws have said that if a crime happens more than 7 years, then the need for forensics is there. And we have a shortage of trained manpower. Okay? There is also a
10:29 shortage of infrastructure, so that will be developed. Clear? Yes? Next is NMMS scheme, it is not that popular with this name, look at the full name, National Means Come Merit Scholarship scheme. So this is a scholarship scheme. Means come merit means if you are economically backward then you will be given some means, scholarship means this scheme is related to Ministry of Education. So look Ministry of Education has launched and this is an old scheme in 2008 in new. Look from two sides Schemes are highlighted in the mind of the examiner to be asked. Either it is a new scheme which is being discussed, announced in
11:16 the budget or launched. Or some old scheme which is a flagship scheme or an important scheme. Or a scheme which has been completed for 5 years, 7 years, 10 years, that is, it is made in the news. That is also asked. So, both old and new have to be read. So, it is a centrally sponsored scheme. A little money will come. Now, the meritorious students in this, Those who are economically weaker, who do not have means but are meritorious and do not drop out after class 8, i.e. 9th, 10th, 11th, 12th, they do not drop out after class 8, they are given financial support for that, they have merit scheme of means Now how much scholarship do you get? 12,000 rupees per
12:03 year, i.e. 1000 rupees monthly. Okay? And you will get it for 4 years, i.e. 9th to 12th class. Got it? Simple? Yeah. How will they get it? They will get it through direct bank transfer so that there is no chance of any kind of fraud and quota is allotted to different states and union territories so that it does not happen that all the scholarships are distributed in the same state. So quota is allotted. Now what is eligibility for this? In eligibility, parental income should be less than 3.5 lakhs or equal to 3.5 lakhs per year. Minimum In class 7, 55% of students are brought in. 5% of the SCSE candidates get relaxation. If the student is studying in a government-aided or local body school, then only this scheme will be applicable to them. Then in KVS, Navodha school, residential school, it will not work. And
12:53 how do we select which students will get the scholarship? So for that, a test is done at the state or union territory level after class 7. Okay, in class 8, not 7, sorry Okay, so which was this scheme? National Means Come Merit Scholarship Scheme, you will understand by the name Keep understanding, keep the scope of writing at least, some facts have to be written, rest things should be understood with a little common application Next scheme, any troubles? No, the Sainik School is not covered Good evening, good evening, come on Next, see Cabinet approves budgetary support for
13:38 MERIT scheme Merit scheme is for technical education Union cabinet approved MERIT scheme for multidisciplinary education and research improvement in Technical Education System, Scheme sorry, Technical Education So, it is not like they are studying humanities, doing normal BA or B.Com, so the scheme will be applicable for that. No, only the technical education institutions, the children who are studying there, they have been given a merit scheme. It is a central sector scheme, the whole money will be given to the centre. The outlay of 4200
14:27 crores has been kept for 5 years. What is the main aim? That these technical courses like engineering, medicine, management, they are considered technical courses. So, the research and development in the technical courses should be increased, multidisciplinary research should be done because these technical courses contribute to the nation in the form of skill set. So, give a guideline for them that how you will run these technical courses as a multidisciplinary program as per NEP National Education Policy. So, all the engineering institutions, particularly Particularly, NIT, State Engineering, and affiliated universities target these particular schemes. So, children are not getting this scheme as such. This particular scheme focuses on institutions and how institutions
15:16 can run their technical courses in a multidisciplinary manner. The implementation is done with the collaboration of IITs, IIMs, AICTE, and the main aim is to digitalize education, make it multidisciplinary, enhance the learning and employability of children. So basically, the challenge is that when you say that we are in technical course, we are studying engineering, we are studying management, but when we go to work in the industry, we are coming with theory, but we have to do practical work, there is a huge gap. So to reduce this gap, so that the students who are coming out of technical courses, they can be
16:03 industry ready, for that merit scheme has been approved. Merit scheme, yes, so quality, equity, governance, technical education ka improve karna, taaki students ki learning employability badhe, unka research innovation environment badhe aur unke jo courses hai, wo wakai mein industry specific ban sakhe. Next scheme, iske baare mein I am sure aap mein se bhoht logon ne suna hoga. Less talk, more education. Okay, no more distraction. Talk a little but don't overdo it. This session is brought for education. Do not be very distractive for everybody else. So, the 9th anniversary of the Oran scheme was observed. The Oran scheme
16:50 was launched in 2016. 21st October 2016. So, in 2025, the 9th Anniversary was observed. MOCA is Ministry of Civil Aviation. Uday Desh Ka Aam Nagrik, this is the flight scheme. Uday Desh Ka Aam Nagrik. So, the Tier 2, Tier 3 cities, the scheme was brought in to boost regional connectivity. And Ministry of Civil Aviation is the implementing ministry. In 2016, it was launched on 21st October. The very first flight, under the Udaan scheme, was filled in Delhi from Shimla in 2017. That's it. Let's move on. Let's walk around the village. Village road project. If we want to go to the village, there should be a road. Otherwise, how will our road go there? And it will be difficult for bulls to drive bulls. So, our village, For
17:40 the road to reach there, the Prime Minister's Gram Sadak Yojana was brought and it was completed 25 years ago. This was the news related to it and we will read this scheme. So, 25th Anniversary Prime Minister Gram Sadak Yojana PMG SY Yes, Prime Minister Gram Sadak Yojana. When was it launched? It was launched, remember the year, it is a very good scheme. 25 years have been completed, which means it is a flagship scheme. So 25th December 2000, in the year 2000. Implementation, now if the Gram Sadak Yojana is to be implemented, then the Ministry of Rural Development will come. And this is a centrally sponsored scheme. So basically all weather connectivity through roads to villages was brought for this scheme.
18:28 The connectivity of villages can be through healthcare, educational institutions, cities, market. Now its implementation was done in total 4 phases of this particular scheme because it is a very old scheme so it was brought in different stages. Like the first phase had universal rural connectivity with unconnected habitats where roads have not reached yet. As far as the road has not reached yet, rural connectivity of the road will be made. Second, the existing rural roads will be upgraded and consolidated. The raw and solid roads will be made proper. The third phase came in which the roads were strengthened more, connected to the market, hospitals, educational institutes, so the connectivity was strengthened. And the
19:18 fourth phase of 24 to 29, which is going on now, in which 25,000 habitats How many km of roads do we have to connect? 62,500 km of roads have to be connected. This is the current phase that is going on. Okay? And along with that, technology-driven monitoring is also done in which we use E-MARG, GPS-based tracking to track roads and how they are being made. Some of you children will say, "Ma'am, these are all things to say, we don't have roads, there are no places in cities and if they are built, then they are built by hand." So, practical challenges are different thing and And I would say failure in implementation is another thing But yeah, what we have to study is scheme What is scheme? What are the features of scheme? So this is the story Okay, like we bring courses, very good courses
20:04 Teachers teach well, give best of content, give best possible guidance But some children do not study, they do not turn up in class Even after buying the course, they do not have to come to live class or study properly in recording So we can't do anything in it I am not saying that government can't do anything, government can do a lot but the difference between idealism and realism is there and it is seen prominently here. Ma'am, please make dance festival also done. Dance and festival have already playlist on the channel, it is old but there is no change in it. You can watch it easily. You will get the playlist of Static G. It will be 3-4 years old but dance is the same, festival is the same. You can read it. Let's move ahead. Any problem till here? Road is made throughout the year.
20:52 Then they dig a road and put wires or pipes inside it and then they make the road again. I don't know what they do. Some common sense seems to be missing. Anyways, let's go. Flagship means the most important scheme due to which that ministry is known. Like we say that which are the flagship programs of Parcham? There is NCRT course, SSC railway course, all in one state PSC course. So these are our flagship courses. Similarly, the most important scheme of a government ministry due to which that ministry's work is visible, they are called flagship schemes. Okay. Next, come. 10 years of Digital India Initiative is another very important area from where questions can be made because the government has
21:40 done good work, you can expect questions on it in the exam. It is a common thing. So India is celebrating 10 years of Digital India Initiative. So the first thing, since when did the Digital India Initiative start? July 2015. Did the government come in 2014, Modi Government? Yes, it was launched in July 2015, the Digital India Initiative was aimed to digitalize everything. Right? So, to develop a digital ecosystem, a common person should have internet, start-ups will get more, we work on Aadhar card under UIDAI, there are digi-lockers, how is all this possible? Digital India, the thing we are studying online, Digital India. So, Digital India is basically having an E, or digital system, of usage and governance. So the aim is to transform India into a digitally empowered
22:29 society and its projects are covered under the Central Ministries Department State UTs. So Digital Infrastructure Governance Citizens should be empowered digitally. All this is digital India. So there are 9 pillars of digital India. If you have to do answer writing and if there is a question on digital India, then you can use it. These are the 9 pillars of digital India. Broadband highways, public internet should be accessible, information to everyone, IT for jobs etc. METI, which ministry will be in this? METI and in METI also Department of Electronics and Information Technology is the main coordination agency. and directly the work is being done by the monitoring committee and it is headed by the Prime Minister. So under Digital India, you can
23:17 see that there are Unified Mobile Applications, there is the Omang app, DigiLockers, all these are going on under Digital India. Moving forward, yes, the e-code is also given by Digital India. TIDE 2.0 scheme This is not the high tide low tide that we read in geography. The tide that is pulled by the gravity of the moon and sun. What is this tide? Technology Incubation and Development of Entrepreneurs 2.0 scheme. Okay, TIDE. Now why is it in the news? Our Union Minister of Electronics and IT. Who is he? Tell me if the name is written or not? Yes, it is written. Ashwini Vaishnav. Okay, let me tell you one thing. If you are studying the scheme, then you should
24:04 know the Ministry. If you are studying the Ministry, then you should know its Union Minister. If you don't know yet, then there is a video on the parchment, Cabinet Ministers. I have made you remember Cabinet Ministers with mnemonics. If you don't remember Cabinet Ministers or Union Ministers, then please remember. You should know that. Come, let's come back. As we know, Rajya Sabha has come into discussion about TIDE II scheme. Now what is TIDE II scheme? First of all, the initiative of METI i.e Ministry of Electronics and IT was launched in 2019 to promote technology-based entrepreneurship. So what we see nowadays in India, entrepreneurship is on the rise, right? The startup ecosystem is growing a lot, what role technology can play in that? Information, communication, technology, startups, blockchains, AIs,
24:52 to support all these, this particular scheme was brought. What are the main features? Providing support to 2000 tech startups in 5 years with 51 incubators What are incubators? Where you provide basic facilities You have given high speed internet there, you have infra, people come and work from there Training is also done, R&D is also done from there Incubators are based in high educational institutions like incubators in IIT Because there are researchers, so they work with incubators collaborate with industry, industry invests money, IITs and IIMs invest their brains, high end technologies develop in these incubators. This is how incubators
25:39 work. Okay? What else do I have to say? That's it. So, Genesis, Amrith, Startup India are such innovative programs which are run under TIDE 2.0 program scheme. Did you understand the next part? Yes? Alright. Next scheme is PVR5287 account. This is not the right platform to be raising questions. If you are facing any challenge in batch, the very first place where you should be raising the concern is your chat. In the app where you have taken
26:25 the course, there is a chat, in the chat, the team is active 10 to 6, you write there If you feel that there is not very handy for you for any reason, you can mail me Otherwise, there is a helpline number, I will tell everyone the helpline number I will not be able to help the courses from here because I do not know what exact problem you are facing 992-95-07407 is the helpline number If you have purchased something, if you have any concern or want to take something, please direct here 10 to 6, 10 am to 6 pm, Monday to Saturday Otherwise, our chat is a very ideal place to write You can also do WhatsApp, same number Please
27:11 address your concern on the right place, then you will get the resolution quickly Come on, Aadhaar Scheme for Innovation and Technology Association Okay, what is this? Come from here Scheme for Innovation and Technology Association with Aadhaar SITA, what is the name of the scheme? SITA Scheme for Innovation and Technology Association with Aadhaar Now see, as much as there is a lot of digital fraud, cybercrime, digital fraud is a lot So to make Aadhaar more secure, this particular scheme was brought and who launched it? UIDAI So, Unique Identification Authority of
28:00 India has started to work with startups, academia and industry to develop some advanced technologies Security can be enhanced. And this work is done under this scheme. What is the name of the scheme? SITA. SITA. Okay? Yes? Alright. Gas cylinder's problem. Can you see it there too? Mom is complaining every day. Gas cylinders are getting expensive. Gas cylinders are getting sold out in black. They are not available. Order it. So, let's read a scheme related to gas cylinders. PEHL. PEHL scheme. So what
28:49 is this scheme all about? First of all, we will see why it is not in the news. Indian government has deactivated more than 4 crore duplicate and inactive domestic LPG accounts or connections. Like some people pass by but there is a cylinder issue in their name or there are some duplicate entries, they deactivate all those things. So, PAHEL is DBT or Direct Benefit Transfer for LPG, liquefied petroleum gas which comes from the lenders in the houses In that, the subsidy is given, like many families of lower income groups get subsidized LPG cylinders So, first, what used to happen is that they are getting less than the market rate, but now what is done is that you have to pay the full amount for once 850, 900, whatever rupee it
29:34 is, you give that If you are eligible for subsidy, then that subsidy will be reimbursed in your account Okay So, look at the full form of PAHEL, PRAKTYAKSH HASTANTRIT LABH, Direct Benefit Transfer for LPG Ministry of Petroleum and Natural Gas, why? Because under which Ministry will LPG come? Under this Ministry only So, LPG subsidies should be directly put in the account, for that PAHEL scheme was there and work is done under it Usually, it is found on the account of a person with 12 cylinders per year, clear? Now, it has 7 crore LPG consumers nationwide covered and it is the world's largest cash transfer program which is run globally. What else? Applicant must be an LPG user. What is eligibility under
30:21 this particular scheme? You must be an LPG user and you must not exceed 10 lakh in the previous financial year by getting the income of your partner. So, you get eligibility under the first scheme. Okay, the first stage is complete and before that, a small information. First of all, I will tell you that we are reading all the schemes and then I will ask you revision questions in the last. So they will definitely attend, only then you will understand how much information is stuck in the brain. And then I will give you a scanner from where you can practice many more questions. So before that, let's talk about SSC and Railway exams. Railway exams are overhead and SSC calendar is also going on actively. So if you are the aspirant of SSC and Railway programs,
31:08 we have a lot many courses for you. We also have Test series, we also have e-books and one liner e-book and PYQ e-books So you can check out all these on the Parcham app if you are interested. Okay? Let's move ahead. Which is the next scheme coming? SATAT. SATAT. 7 years have been completed for the SATAT scheme. What is the related to SATAT scheme? CBG. CBG. Compressed Biogas. So, the traditional fuels were brought to the Satat scheme to increase the use of CBG instead of the traditional fuels. And how many years have passed? 7 years have passed. So, look, Satat's full form is Sustainable Alternative. Sustainable Alternative towards Affordable Transportation. So, instead of normal petrol
31:59 and diesel, the Satat scheme was brought for the use of CBG as a transport fuel. It was launched on 1st October 2018. Which ministry was it? Petroleum and Natural Gas Ministry. The idea behind this is that first we make CBG. How to make it? It is sustainable, means it will be made from organic things. Fine. So different organic waste, agricultural residue, cow dung or cattle dung, cow dung, municipal solid waste, sewage, we make CBG from this. Then we compress that CBG and then make it available as transport fuel through companies. through companies, oil marketing companies and this is the scheme, the Satat scheme. Did you understand? Yes? Okay. Come on,
32:44 next. PRIP scheme. PRIP. Which exam did I get all my questions in? Shashank, which exam did you give, kid? Write your name. Son, the streaming is going on properly from here, the buffer is not happening. Samrat, you were talking for so long, now if you are really studying and you are facing the issue of buffering, please refresh. Come on. Promotion of research and innovation in pharma medtech sector This is PRIP Promotion of research and innovation in pharma medtech Did you understand the name correctly? What is this scheme? That in pharma, in the medicine technology sector, PRIP scheme was introduced to promote research
33:30 and innovation And why did this remain in the news? Because the government had invited applications that you can apply if you want benefits under this scheme So launched by Department of Pharmaceuticals Ministry of Chemicals and Fertilizers. Here you can see that this is a Pharma industry. It will not be under the Ministry of Health. Don't confuse Health and Family Welfare. It is under the Ministry of Chemicals and Fertilizers. It has been notified. In August 2023, the financial outlay is of 5000 crores. So the main work of this is industry-academia linkage for R&D in priority areas. Such areas where research and development is very important, so
34:16 we will join industry and academia. Academia will bring knowledge, industry will bring money and funding and research will be done within Pharma Medtech. Okay? And we will link the knowledge of the scientists with the industry. Okay. I have a lot of eyes, you can say that she works independently, so ma'am is another Girgit in this context I know who is talking nonsense and who is studying and giving answers I do not name you people but I know who are the notorious kids in the class, by name I can tell you people but I will not want to waste my time here, come on Employee Enrollment Scheme 2025 So basically, I was thinking of removing this but it's okay, I have
35:05 added it. Read it once. So Ministry of Labour and Employment, it's not of use but it's not that important. Under the Ministry of Labour and Employment, there is Employee Enrollment Scheme so that the EPF coverage For voluntary compliance, other people can be added under EPF coverage. Those who are not covered by EPFO or provident funds can also be added to this. So about the scheme, there is a one time compliance window under EPFO so that employers can enroll workers who have left the scheme. Those workers who were not covered under EPFO. What happens in EPFO? Suppose I am working in a company, then my
35:51 salary will be deducted by 1% of that. The same contribution will be applied by the employer and some percentage is added by the government and this becomes my PF. When I retire, I will get that. or PF loan can also be taken. So, such workers who were not added between July 17 to October 2025, then one-time compliance window was given to the employees under the Employee Enrollment Scheme that you join these people. So that you don't get a penalty. If the employer is eligible, it means that you have the obligation to join your employees in EPFO, give PF and he is not giving, then penalties are applied on him. So that's why he was given a window from 1st November to 30th April 2026, a window of 6 months. And that's why I was not covering him much because this window is about to end.
36:38 So it is not a long-term scheme sort of thing. You have to read it once and leave it. Okay? Employees who should get Social Security benefits under the EPA Act 1952 should be given all the benefits. That is why this scheme was introduced. Employers can do voluntary compliance so that they do not have to bear the penalties later. We have seen the main ones, those who have left in this period. So the employer can give their share for these people and with that, they can finish their work by paying a penalty of Rs. 100 per person. Okay, let's move on to the important scheme. Ma'am, even the colour changes. Yes, we change the colour. Everyone changes, who doesn't? We treat the
37:26 innocent people well and treat the scoundrels strictly. And if we want to see the colour, we get tanned in the sun. Does our colour change? Come on, let's move forward with the poor joke. Scheme to promote manufacturing of sintered rare earth permanent magnets. Rare earth permanent magnet, R E P M. To manufacture them so that the import of rare earth permanent magnets can be reduced and we manufacture it ourselves. And to do this, a lot of investment will be taken, a lot of investment will be taken, then subsidy will be given, incentives will be given by the government and a scheme will be brought for it. Now where do rare earth permanent magnets come in use? Many places. upcoming technologies like electric vehicles or
38:11 we are talking about space, these REPMs come in use. So we import a lot, we have reserves but extraction is very expensive, research is very expensive for this, extraction is very expensive, for that scheme has been brought. So read from here REPM, cabinet has approved scheme to promote manufacturing of sintered rare earth permanent magnets. So rare earth minerals are extracted and permanent magnets are made from them For this, the financial outlay is of 7 to 8 crores For the first time, the government has brought such an initiative that we want to develop the entire REPM ecosystem That we have not just extracting of minerals but making the magnets and become self-reliant and in future we can stand in this market globally Now come here a little, the fonts are small
39:00 here, you won't be able to see So the cabinet has given an agreement of 7,280 crore for rare earth magnet manufacturing. Which ministry? To make rare earth magnets, you will have to extract rare earth minerals. And which will be included in it? It will be included in the ministry of mines. Write it quickly. Ministry of mines. Yes, they are asking for the outlay in the exam, I am not denying that. It is just that the basic exams like COETA for example, the outlay will not be asked. It is a beard exam, the outlay will not be asked. But yes, it can be asked in an exam like SSE Railways. So, I said that we cannot negate the possibility. The chances of being asked for outlay in a simple exam
39:46 are less, but the chances remain. Who is handling the Ministry of Mines? Write it quickly. Reddy Sahab. Yes, Kishan Reddy. Yes. So, you see, a scheme has been introduced to boost the domestic manufacturing of Sintod Rare Earth Permanent Magnet. It is a program of 7 years. This scheme has been introduced for 7 years. 6000. We want to develop the capacity of the anem on metric ton to make these magnets which will be useful in EV, defense, aerospace sector and we will reduce the import reliance. Outlay of 7 to 8 crores, out of that 6 to 4 crores will be sales linked incentive, the government will give incentives related to the amount you will be selling And 750 crores is capital subsidy,
40:34 that means the capital expenditure you will get will be subsidized We want to make an end to end manufacturing ecosystem for this Now what is the current state of India? India has 6.9 million tons of rare earth reserves, globally the 5th largest reserves of rare earth elements. But still we are contributing only 1% of global production, that means extraction is not happening, processing is not happening. That is why we are fully import dependent. China has 90% global supply. that is, who is doing global supply 90%? China I have told you that rare earth magnets are of strongest type and are used in many technologies Neodymium Iron Boron
41:19 these magnets are made based on these alloys So what is their quality? They have a lot of magnetic strength, their magnetism is very strong High energy density and superior performance are given in comparison of different magnets So which scheme we have read? We have read "scheme to promote manufacturing of sin-tored rare earth permanent magnets" Under which? Under the Ministry of Mines. Outlay is 7 to 8 zero. How many years? 7 years. Okay? Shall we move ahead? Yup! Any problem so far? Ma'am, next scheme. Shall I not read one? Shall I move ahead? You are a weird anxious kid. Wikipedia. Son, you will go ahead only if you read one. Otherwise, refer to the PDF.
42:06 Read ahead at your own speed. I have to teach here. Come on. Government approves TEX RAMPS research and innovation scheme Government has approved TEX RAMPS research and innovation scheme You will understand what this scheme is all about after looking at the full form TEX is for textile focused research, assessment, monitoring, planning and startup TEX RAMPS So in the field of textile, research, development, innovation, manufacturing, all these have been brought to promote Okay, let's move on. There is a central sector scheme, that is, full funding
42:53 will come from the government. Which ministry is under it? Ministry of Textiles. Who is heading the Ministry of Textiles? Tell me quickly. Tell me. We will tell you quickly. And give me a minute. So, to strengthen research, innovation and competitiveness in textile sector So basically if you want to move ahead in textile sector then research and innovation should be done then only you will move ahead in that sector and that is what has been brought for that so that Indian textile can be future ready Now look at its outlay 305
43:41 crore 25-26 to 30-31 and the focus is the same which is understood in the name research, innovation, support, capacity building we are trying to do all this in textile sector Let's move on to the next scheme, any problem Outlay means how much money we will spend for this particular scheme in these 5, 6 or 3 years, whichever government decides. Did you understand the meaning of outlay? Outlay is the money. Yes. Research, Development and Innovation Scheme. This is simple. Just keep in mind that 1 lakh crore total funding has been announced by the Prime Minister of India from Bharat Mandapam, New Delhi and this scheme is called Research Development Innovation Scheme.
44:30 Just remember that the corpus is related to money and the outlay is also related to money. So, for the research, innovation and development in the country, a plan has been made to spend 1 lakh crore rupees on it. In which private sector research development will take place, high impact technology products will be made. So whenever you work on high end technology, there is a lot of investment in it. Why doesn't any private player work on new technologies? Because funding is a big challenge. So in such cases, the government is taking funding and getting down. So it will not work in such areas. So long term low or zero interest loans will be given to work in such technologies. Let's move ahead. Cabinet approves new export credit
45:18 guarantee scheme. Launches 25,000 crore export promotion mission. Now what is this? Export Credit Guarantee Scheme means to increase the export sector So, outlay of Rs. 25,060 crore for 2025-2026-2031 For 5 years, outlay is kept at Rs. 25,060 crore What is the aim? To bring a unified technology-driven framework to promote exports so that India can also make its place in the global competitive market Okay, so what will happen for this? Ministry of Commerce and Industry will see the implementation and key features are that two types of support will be provided to the
46:04 exporters. First is Niryat Protsahan. Protsahan will come in the case of Rashi i.e. affordable trade finance will be given. Interest will be given by reducing the interest, export factoring will be done, credit guarantee will be given, so basically consider it as easy loans. So, Neryad Protsaham. Second is Neryad Disha, that is, there are many people who are exporting but they do not have the right guidance. So, in such cases, non-financial support will be given, that how you can improve the quality of your product, branding, packaging, logistics, capacity building, all these things will be given. So, Neryad Protsaham along with Neryad Disha, Ministry of Commerce and Industry will be helping exporters through new export credit guarantee scheme. Okay? Yes?
46:50 Niryat means export. Absolutely. Ayat is import. Niryat is export. Next, Wild animal attack now recognized as localized risk under PMFBY. So, this is news. If animals attack your farm, elephants enter, then it will also be covered as a localised risk in PMFBY. What is PMFBY? Pradhan Mantri Fasal Bhima Yojana. Like, there is insurance for human beings, life insurance, there is health insurance, similarly, crop insurance is also available. Sometimes, there are circumstances where you have worked hard but the crop is destroyed and if you have ensured crop, then you will get money from Bhima Company. Okay? So, till now, wild animal attacks were not added to this. The elephant's herd
47:41 has entered, the camel's herd has entered, right? So in such a case, your crop will get protection. This is a new clause added. Now what do we have to read? We have to read about this scheme but before that, which wild animal will be covered by the state government? So, the state will notify which wild animals will be covered in the case of attack and which animal is more at risk in the localized area. In some places, there is a risk of blue cows, in some places, there is a risk of elephants, like that they will be deciding. But the condition is that farmers will have to inform about this attack within 72 hours and the coverage of the crop will start from the season of 2026. Which crop is the crop? Tell me quickly. Which crop is called the crop in summer, winter, monsoon?
48:29 Let's read about the Pradhan Mantri Fasal Bhima Yojana. It is a very important scheme. So, this scheme was brought to give insurance to the crop of the farmers on 18 February 2016. So like I said, insurance against natural disasters, pests like titbit dal, if there is any disease in the crop, protection is obtained from all these things The insurance premium that farmers have to pay is kept at a very low cost premium and some percentage of that is also borne by the government and this insurance is also given through insurance companies and banks So farmers have to pay 2% premium for the bought crop 1.5% for Rabi, commercial or
49:14 horticulture and 5% for the garden crops and the remaining premium is given to the central state They share in different ratios, meaning they are centrally sponsored. This is how it works. Okay? Pradhan Mantri Fasal Bhima Yojana. Clear? Why are you writing different answers? Answer the question I asked. Tell me, tell me, tell me. Ma'am, if people put their own animals in the fields. Son, if you are getting so much insurance money, then people burn their homes. There is a lot to happen. Right? But schemes will not stop in this regard. Such cases can be exceptional. People do it for the money
50:01 of insurance. They get their own accident insurance, they get their own fire insurance, they get their own theft insurance. They get it done. Next, Prime Minister Dhan Dhanya Krishi Yojana. Again a very important one. Prime Minister Dhanya Dhanya Krishi Yojana. Keep this in mind and keep it in mind. It is brought for those districts which are low productivity but high possibility districts where farming is in the poorest form, which are very backward in farming but have good potential. Those 100 districts are selected as low productivity, moderate crop intensity, below average credit parameters district and all efforts are put on them so that they can come to the leading position in agriculture. And for that
50:48 particular scheme has been brought Dhandhanya Krishi Yojana PM Modi ji has launched PM Dhandhanya Krishi Yojana, now see if it has been launched then it is also important, remember this scheme well for self-dependence in pulses and when was it launched? Jay Prakash Narayan ji's birth anniversary means 11th October PM Dhandhanya Krishi Yojana will focus on 100 low productivity districts and will boost their agricultural yield. This is not a new scheme, there were already 36 existing schemes. Those 36 schemes were combined with the 11 departments running by PM Dhandhanya Krishi Yojana and a consolidated effort will be put under Dhandhanya Krishi Yojana. So there is no separate budget,
51:39 these schemes have been attached to the budget So the annual work of 24000 crores will be done under this particular scheme The focus is to improve irrigation, quality of seeds, storage, credit, crop diversification And the district agricultural plan will be made of every district Suppose remedial classes are taken in the school colleges For those children who are not performing well, like before board classes, remedial classes are taken, before 10th, before 10th board, before 12th board, on top of that, every child's progress is made by looking at it, a plan is made that you are weak in science, you are weak in English, you are weak in Hindi. Similarly, the district which is weak, accordingly a plan will be made. States like UP, Maharashtra, MP, Rajasthan, they will get key coverage, that is, more coverage will be given.
52:26 How many districts have been taken, that is written. So, the scheme for the mission for self-reliance in pulses is based on this scheme. So, look at this mission as well. We want to be self-sufficient in pulses by 2030-31. We have a lot of lentils here, they are grown a lot but still they are in the position to be imported. So we want to be self-sufficient. Now 27.5 million hectares are covered and production is 24.2 million tons. We want to increase it to 31 million hectares or 35 million tons respectively. So farmers will also get 1.26 crore quintals of certified seed and mini kits etc. 1000 processing units and for that 25 lakh subsidy will also be given and 100% minimum support price procurement for farmers
53:16 registered for this mission for Pulse's 100% MSP will be given to them so this is basically mission, keep this in mind till 30, 31, 20, 30, 31 we want to become self-reliant in Pulse's and for that Dhandhanya Krishi Yojana has come let's move ahead Minimum support price 100% whatever you are growing, put it in. The whole government will buy from you on MSP. Clear? Let's move ahead. Any problem here? My mother forces me a lot to eat more pulses. Protein is available, right? Yes, eat it. Son, will you write in Punjabi? Will you be able to read? Write in Hindi or
54:07 write in English? Let's go. See the next news. PM Narendra Modi launched PM Setu Yojana. Good one, important one. Launched, new scheme, so it will be more important. PM Sothu Yojana which will connect Indian youth with world's skill demand. Setu means bridge. Knowledge is more in India, but skill set is less. By giving skill set, by building capacity, we can shine out Indians at a global level. So PM Setu is what? Pradhan Mantri skilling and employability transformation through upgraded II ITI's, keep this in mind, ITI's are industrial training institutions, so this PM Setu Yojana is only
54:53 focused on ITI's, put it in your mind well, yes, vocational training, what is vocational, means skill set is taught, so ITI's the technology advancement in India, their curriculum should be better, things should be taught properly there so that the people doing ITI can come out as skilled and can really contribute. So, a package of 62,000 crores was kept for this and where is the special focus? Bihar and youth employment across India. It was launched from Bihar, so there is a special focus on Bihar. So, the main aim is to upgrade the industrial training institutes so that our youth can be globally To upgrade the ITIs, 1000 government IDIs. So make the courses industry-linked and
55:42 demand-based. Not like we are teaching courses 25-30 years old. It is happening in some places. The students come out after doing management and they just know the definitions. How do we do practical work? We don't understand. So, that gap needs to be filled. This is in the case of ITI. Global scale alignment, i.e. Indian youth, is also being made relevant in the international job market. New machinery, equipment, digital labs will be set up in ITIs. Which scheme are you talking about? PM Setu. For whom? For ITI upgradations. How many ITIs? 1000 government ITIs have to be upgraded. Yes,
56:29 Bihar is known for civil service aspirants definitely. It is not that Bihar students lack knowledge, no. It is about ITIs, skill set. All know that civil servants come from there. Bihar students are in civil service. Let's move ahead. PM Vikas, the scheme for the acquisition of Pradhan Mantri Virasat. PM Vikas's reform is related to the transfer of inheritance of PM Vikas It was mentioned in the news because IIT Palakkad signed a MoU related to the transfer of inheritance of PM Vikas What is this scheme all about? It was launched in the year 2022. Pay attention to which ministry it comes under because you won't be able to
57:19 apply any logic directly I will tell you about this now Ministry of Minority Affairs Ministry of Minority Affairs Many children may be like, "If it is about inheritance, then let's not write Ministry of Culture" Prime Minister, inheritance is under Ministry of Minority Affairs 100% centrally funded means it is a central sector scheme The aim is skill development, socio-economic upliftment of minority youth That is why Ministry of Minority Affairs The 6 minority communities in India Muslims, Christians, Parsis, Buddhists, Jains and Sikhs. So, to train
58:04 the youth of these six notified minority communities, this particular scheme has been introduced. So, implemented in convergence with Skill India Mission, to train the youth of minority community, PM Vikas scheme was introduced. Remember it well, Ministry. So, first 5 schemes were going on with these communities. By merging those 5, another scheme was made. Which were the first 5 schemes? Ustad, Humari Darohar, Nai Roshni, Nai Manzil, Seekho aur Kamaho. They were joined. Education, Entrepreneurship, Skill and enhancement in minority communities. Now there is an
58:50 age limit of 15 to 45 years. And if we talk about women, then 18 to 45 years. If we talk about women leadership. Clear? Yes? Okay. Next is, Fair se Fursat. Swag se karenge sab ka swagat, fair se fursat. What is fair se fursat? Fair of the Air Force. So, now we go, if we have to book an air ticket somewhere, then the earlier you book, the cheaper it is. If you book a month earlier, then the rates are good, if you book a week earlier, then it is very high, if you book a day earlier, then the sky is not touched. Planes will touch the sky later, but the rates touch the sky first. So, for this fair, there was a fixed airfare scheme. But no, all these airlines are
59:39 not for all routes. Union Civil Aviation Minister, Alliance Air is a regional carrier owned by the government, it is in tier 2 and tier 3 cities. So on one fixed route of Alliance Air, you can book a ticket anytime, whether you book it an hour or a month ago, you will always get a constant fare on that fixed route of this fixed airline. So its launch period was kept as a pilot phase from October 13 to 31, December 2025 So under the Udaan vision, under the regional connectivity of UDESHKAM NAGREG, Alliance Air fixed its fare on its fixed route as a pilot phase. That is it.
1:00:27 Nothing else. Our Ministry of Cooperation, under that, the next scheme is coming Grant in Aid to National Cooperative Development Corporation to increase the cooperatives' tolerance Government will grant in aid to the cooperatives to raise the most funding. That means first 2000 crore rupees, it will be written somewhere here, here it is. Outlay of Rs. 2000 crore was fixed for 4 years from 25-26 to 28-29 So the cabinet has given approval that the government will give Rs. 2000 crore to NCDC i.e. National Cooperative Development Corporation
1:01:13 What is the work of NCDC? To work towards cooperatives in our country To ensure that cooperatives work properly So we will give Rs. 2000 crore to NCDC Using which they will be able to take funding of Rs. 20,000 crore And with that funding, different co-operative programs will be run and this is what this grant in aid is all about. Did you understand the next part? And this approval has been given for 4 years. So now you are seeing that there is work in the fishery sector, there is work in the agriculture sector, there is work in the finance sector. Co-operatives work in many areas, so they need funding to make their work better. And it will not come suddenly, first the government will give grant in aid. So, the Union Cabinet has given approval to Grant-in-Aid under the National Cooperative Development Corporation scheme. It is
1:02:02 a central sector scheme. The government will pay the outlay of Rs. 2000 crore for 4 years. And through this, NCDC will be able to raise Rs. 20,000 crore from the open market through investors. Clear? Yep. 4% farmers are directly or indirectly associated with the cooperatives in India. So, in the end, its benefit is going to reach there. See, NCDC is a statutory cooperation. What does statutory mean? One is the constitutional body. Which body? Constitutional. One is statutory and one is executive. Remember these names? Constitutional body whose mention is done in our constitution like Supreme Court is a constitutional body Statutory body which we
1:02:52 make under law means a bill comes in the parliament, then law is passed and that body comes into existence like NCDC And there is an executive body which we bring under order or under a letter signed by authority So, what is the body of NCDC? It is a State Utry and under which Act? Under the Act of Parliament in 1963. Under which under? Under the Ministry of Cooperation. So, its main work is to strengthen the cooperatives and run them in a proper and square manner. Let's move forward. Everyone is understanding. If there is any problem, please stop me. Please tell me quickly. Let's move forward. Today, two classes are going
1:03:40 on. Which is the second class going on? It may be on PSC, not on this channel. Tell me the class duration, what time is it now? This class has started at 5:00 pm and I think by 6:30 we should be able to wind it up. Let's move ahead. 6:30 or 6:45 at the max. Broadcasting infrastructure and network development scheme. BIND scheme is Broadcasting Infrastructure and Network Development Basically, Ministry of Information and Broadcasting is responsible for implementation which is Prasar Bharati's infrastructure whether it is All India Radio or DD or Doordarshan to develop their infrastructure this scheme has been brought to reach people, infrastructure will have to be
1:04:30 developed for the Prasar Bharti programs and for that scheme, an outlay has been placed of Rs. 2,539.61 crores for 5 years, 2021-2026. Central Sector scheme means the central government will invest money. High quality content can be developed, people will be involved in it. DD free dish capacity should be increased, which will cost money for the free channels. Upgrade the studios, increase the FM coverage and the money that will be spent in all this, the BIND scheme has been brought for that. Next come. Prime Minister Matru Vandana Yojana. These are such schemes that are coming, flagship schemes, important schemes and each and every child should know about them. So under PM Matru Banjana Yojana, it
1:05:15 is written here that financial assistance is given to women to support the maternity journey So when your first child is born, you get some financial assistance of 5000 rupees in 2 pieces If the second child is a girl child, so that the girl mortality is reduced, which is still being revealed by the gender, although it is illegal, but it still happens in some places So to discourage that, if the second child is a girl child, then you will get Rs. 6000. So under whom all that is under? Under PM Matruvandana Yojana. Come, which ministry will be PM Matruvandana Yojana? Mother and Child. Who sees its welfare? Ministry of Women and Child Development. So there was a drive related to this, so it came in the news. Look, there is a
1:06:03 flagship maternity benefit scheme. Launched on 1st July 2017, it is centrally sponsored and all schemes of Mission Shakti are under this scheme. Direct bank benefit transfer is done. So pregnant women, lactating mothers, such women are given benefits to those who are socially and economically disadvantaged. If women are already taking benefits from government, state, central government, then they do not get coverage under this. So, only if there are two children, then this benefit is covered. The first child gets Rs. 5000 on the birth, Rs. 3000 when
1:06:49 you get the pregnancy registration done in the government hospital and Rs. 2000 when you get the birth registration done and start the first cycle of immunization. The second child gets Rs. 6000 on the birth, provided the second child is a girl child. Did you understand the next point? Yes? Which scheme was it? Pradhan Mantri Matru Vandana Yojana 2017. Is any other institution adding it here? My children are very educated, they are adding another institution here. Good. Come on. Jan Dhan Yojana, another very important one. It has been 11 years
1:07:35 since the Jan Dhan Yojana was introduced. The Jan Dhan Yojana was introduced to open a bank account for people who are strong in banking. So 11 years have been completed on 28th August 2025. So when did this come? It came on 28th August 2014. Under which Ministry? Under the Ministry of Finance. So the world's largest financial inclusion program means every person has a bank account. Why? Because we do direct bank transfers. Poor people get many benefits in the form of subsidies and DBTs So if they don't eat, they won't get benefits So this scheme was introduced Universal Access to Banking
1:08:20 for Unbanked So zero balance, insurance, pension, DBTs related to rupee debit cards can be opened by opening such accounts So that the bicholi, Munimji, give some money, keep mother's bangles, that system can be finished Okay? Next, do you remember Jan Dhana Yojana? You don't have options. You are an aspirant. Read it. Shall we move on? Ayushman Bharat, world's largest government funded health insurance scheme completes 7 years. ABPMJAY, Ayushman Bharat Pradhan Mantri Jan Aarogya Yojana. This is the full name of this scheme. So,
1:09:06 ABPMJAY has completed 7 years and has a similar There is only one scheme which is running on such a big scale, ABPMJAY, under which, let me explain in simple words, every family gets coverage of Rs. 5 lakhs for secondary and tertiary treatment, not for primary, keep these small points in mind, when statement based questions come, you will get stuck, otherwise, primary treatment is that we go and get first aid done, not for that, secondary tertiary treatment in which you have to get admitted, In which you are getting tested, in which you are getting hospitalized For this type of secondary tertiary treatment, for a family, no matter how many members are there, it doesn't matter, you get a coverage of 5 lakhs per year, health coverage. Ok,
1:09:52 an add-on was done later in this that if there are 70 years old or 70+ years old in the family, then they will get additional 5 lakh rupees every year. Additional. Ok, so 5 for the family and 5 for 70 and 70+ So, Ayushman Bharat, Pradhan Mantri Jan Aarogya Ujna was launched. It is a very popular scheme. And remember the year well. 23rd September 2018. 7 years have passed. Ministry of Health and Family Welfare. This is common sense. Health coverage, financial protection, economically vulnerable population is particularly provided. Now what is its objective? Universal health coverage. That means quality secondary and tertiary treatment for citizens. Financial protection, that the pockets are empty, the disease does not come. And the country also increases the healthcare infrastructure. That is,
1:10:40 the empanelled hospital which is covered under this scheme. Not necessary government hospital, private hospital also should be covered under this scheme, such hospitals should be increased. So pre-hospitalization, post-hospitalization expenses are covered in this, surgeries, medical procedures, ICU, day care and size and age of the family does not matter, all these pointers are written here
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