25 July 2025

0:00 And I really wanted to avoid the question of Sha but you have mentioned it a couple of times. The president today has spoken about the fact that Sha is working. I don't know whether that's the report that you're giving him and whether this report resonates to what it is that is on the ground that today we really are seeing patients going home simply because they cannot afford the full oneear payment of SHA. My own mother sent me a actually not sent a message before she even knew that I'll talk to you. She was like, "Well, this one year thing, you know, sometimes you pay for different people who are actually not working. How are we going to make sure that we keep this money until we make an annual payment, you know, most of us, you know, are hand-to-mouth kind of people. So, when you get your 300 mob, your 500 mob, you want to remit it almost immediately. When you're trying to remmit, you're told you cannot do that. You need to do

0:45 this annually." How do we ensure that you know the patients do not end up suffering at home and that every other Kenyan regardless of their levels of curers or you know are met the concerns are met. Thank you for that question and I want to confirm to you Shai is working. Okay. And if we have to go granular, we need to go to specifics that so and so went to this facility, the facility's name is this one and this is the experience. Secondly, we listened to the pain of Kenyans. Even that one month paying some people could not afford

1:30 and that is why we introduced the sha liasha poly poly. Okay. Many patients would go to to hospital. Maybe you are from Ajango or Mam Boa. You you know your money comes on a daily basis depending on the sales. So they would go to to hospital. You are admitted first month. You had paid for just that one month. But you exceed the number of days you expected to be there. Maybe you stay for two or three other months. By the time you're released from the hospital, you have a bill because one, your SH is not updated at that particular time and you're still in hospital. So you

2:16 start to kanga, you know. So that has really given us um a push to help the patients to help the citizens to be able to pay their annual pay poly poly. Is this practical and this is well aware of it is it is very practical probably we may not have given the enough information of how it should be and that is the sensitization that we are doing and that's why I'm here today to also explain to Kenyans what this poly poly is that if you cannot pay your 3,600 at once then the government has given you somewhere to get some money from hustla fund the 3,00

3:03 600 so that you can start paying monthly depending on your ability. Why must it be coined with hustler fund? I mean it is just one of the sources. Okay, we could be having many others that are coming on board. In fact, we've already approached many other uh uh financial um um financials who can be able to also offer their products in the SH. So if you if you feel that you want to get the money from a certain bank which will be in that uh um in in in that line then you can either pick from Hustler or any other this is going to be a loan. No, it's not

3:49 a loan because what is hustler? It is not a loan. Okay. This one is not a loan. Okay. This one is interest free. Interest free. Yes. Okay. You know hustler fund hustler fund and and sh are two different things. Yes. Okay. It is only that hustler fund has money which can help you find help fund people who so that they are able to pay for the whole year. Mhm. All right. And it is interest free. Okay. Nobody is going to tell you to pay one more coin above what you So what are you telling this Kenyan who says I can always afford to get my 300 bob every month and pay it comfortably. What are you telling them? It is what I'm telling you affair. What I am telling them is that the money

4:36 you can go to hustler fund you can be given that money one time and then you'll be paying the 300 the way you wanted to be paying per month. Okay. But you'll be now be returning the money that you have been given. What does this mean? It says that who is in the bundus who is just worried about their condition and must always make these payments for sure. What happens to them? Because you see, we're talking about universal healthcare. Yes. I don't know whether you people have factored in the importance of this. I mean to this old woman who has always known that my style of payment is this, it's this, it's this, it's this. How do you religiously get them off that? You see, you see if even me and you, if you're able to pay for a whole month or for a whole year and you don't have a problem, remember you're not not

5:22 actually just paying for yourself. You're paying for you and your family. That's true. Because sh is covering for you. If you're a man and you're the one who is paying, then put your dependent plus your wife. Okay? And if you're a lady, then you will put your husband plus your your children. So again, this is a matter of sensitization which is now upon us to go down and really explain to the public why this is very important and very critical for them because you do not want to receive calls on your phone from your mom as you have told me because probably her sh is not updated for that one month. Okay. But if you are able to cover for

6:08 the whole year and this time the government is telling you here is the money okay we will give you that money that you don't have and you can be paying that one month to return that money that you did not have what difference if I'm going to just commit my payments on shar you know because if I'm going to take it from uh hustler and then every month I'll have to be making the payments it's the same thing as just paying those are two different institutions Okay. And this is insurance. You know the stability of SH is dependent on me and you. That's true. Okay. So if the money is if you do not pay, how will we do the capitation for the facilities at the primary health care which is free for you? All right. and me and my