I Made 9 Figures at 25. Here Are My 10 Income Streams (and how I built them)

Brief Summary

In this video, Adeife Adeoye shares her journey of building multiple income streams that led her to achieve a nine-figure revenue in 2023. She categorizes these streams into active and passive, explaining how each works and how others can start similar ventures. The foundation of her success lies in freelancing and sharing her experiences on social media, emphasizing the importance of leveraging knowledge and solving problems.

  • Active income streams require ongoing effort, such as YouTube AdSense, brand deals, Remote Worker, consultation, and public speaking.
  • Passive income streams, like membership programs, digital products, and micro SaaS tools, require initial setup but generate recurring revenue with minimal maintenance.
  • Key to expanding income streams is leveraging existing knowledge and skills rather than seeking entirely new jobs, focusing on efficiency and problem-solving.

Intro

Adeife Adeoye returns to YouTube after a year-long break and expresses her excitement to share how she built multiple income streams. She plans to discuss the streams of income that contributed to her nine-figure revenue in 2023, as well as new streams she has added this year. She emphasizes that all her income streams are built on the foundation of her freelancing experience and her decision to share her journey on social media.

Active vs. Passive Income Streams

Adeife divides her income streams into two categories: active and passive. Active income streams require ongoing effort to generate money, while passive income streams involve minimal effort after the initial setup and generate recurring revenue. She will begin by discussing her active income streams.

YouTube AdSense

YouTube AdSense is considered an active income stream because it requires consistent content creation. To start, one should choose a niche they are passionate about and begin creating content. Adeife started her YouTube channel by discussing remote working and freelancing, which led to monetization within two weeks. When actively posting, she earned $800 to $1,000 per month.

Brand Deals

Brand deals are another active income stream. Brands reach out to social media creators with an engaged audience to promote their products for a fee. Adeife considers brand deals active because consistent posting is necessary to maintain audience engagement. While not life-changing, brand deals can be a good source of income. Creators with a substantial following can earn significant amounts per video. To get started, one should consistently post content on social media, find their niche, and build a community.

Remote Worker

Remote Worker, Adeife's business, is currently an active income stream. Although owning a business is often perceived as passive, Remote Worker requires her active involvement as it is still relatively new. The business addresses the fragmentation in the remote work industry by providing a single platform for job searching and skill development. Adeife identified a problem she faced while working remotely and created a solution that others can also use.

Consultation

Consultation is an active income stream where Adeife trades her time for money. She consults creators and entrepreneurs, helping them build personal brands and monetize their knowledge. Having successfully built her brand and Remote Worker, she shares her expertise with others. She emphasizes that one can consult if they possess knowledge that others seek.

Public Speaking

Public speaking is another active income stream. By consistently speaking about a topic and building an audience, individuals can get opportunities to speak at events. Adeife started public speaking in 2024 and now receives numerous invitations to speak at webinars, companies, and schools.

Membership

Moving to passive income streams, Adeife discusses memberships. Once an audience is built around a specific topic, a membership program can provide exclusive access and content for a monthly fee. Adeife's inner circle gained over 1,800 members in less than two weeks. However, without proper systems in place, memberships can become overly active. To maintain a passive nature, it is essential to have systems, SOPs, and customer support in place.

Digital Products

Digital products are Adeife's best passive income stream. Creating a product once allows it to be sold to numerous people. Last year, she created a remote job bundle that sold to 4,000 people in the first month. She emphasizes that everyone has valuable knowledge that can be turned into a digital product. Adeife created a tool to help individuals identify the products they can sell based on their knowledge, which she will link in the description.

Micro SaaS Tools

Micro SaaS tools are another lucrative passive income stream. These tools solve specific problems using AI. Adeife created content repurposing, scheduling, and budgeting tools for her own needs and then distributed them to others for a monthly fee. She also created a monetize-your-knowledge AI tool. Adeife believes that the key to making money with AI is solving problems.

Future Income Streams: Stocks and Investments

Adeife mentions that she doesn't do affiliate marketing, although it is a nice stream of income. She plans to focus on stocks, bonds, treasury bills, and municipal bonds this year. She wants to learn more about investments and document her process.

Leverage and Efficiency

Adeife emphasizes the importance of leverage and efficiency in creating multiple income streams. She highlights that she didn't add more jobs but rather divided one thing. For example, a single YouTube video can generate AdSense revenue, attract brand deals, promote digital products, and drive traffic to her consultation services and Remote Worker platform. She also plans to explore licensing, UGC content, and writing a book to further expand her income streams.

Outro

Adeife concludes by expressing her excitement to be back on YouTube and pledges to post consistently. She encourages viewers to like, comment, subscribe, and share her videos.

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Transcript

Full transcript of “I Made 9 Figures at 25. Here Are My 10 Income Streams (and how I built them)”. Click a timestamp to open the video at that moment. Need another video? Use the YouTube transcript generator.

0:00 Hey guys, welcome back to my YouTube channel. My name is it's been like what it's been like a year since I posted on this platform and I know that you guys are so mad at me. You're like I didn't even I going to post here. I didn't even I going to post here. You'll be posting on Tik Tok to know these days you've not answered me. Oh, yeah, I'm back. I'm back on YouTube. Yeah, yeah. I'm so sorry guys. Yeah, it took like a year for me to figure out my [ __ ] but now I'm back on YouTube and today I'm going to be doing something interesting. I'm going to be breaking down my streams of income. I think I have over 10 of them. So these are the streams of income that made me over 90 figures in revenue in 2025 and these are also the streams of income that I have this year. I've also like added some more streams to this list. So I'm going to be sharing that with you guys. So I have over 10 income streams and they are all built on one foundation. So let me tell you guys my journey. You guys know

0:45 I used to freelance. I came on social media to talk about it. Everything that I've built all piggyback from the fact that I used to freelance and I came on social media to talk about it. That is it. I'm telling you that is all and I am such a lifelong learner. I'm always learning, but it came from the fact that I used to freelance and I came on social media to talk about it. Those are the two things that literally bore my 11 streams of income. So I'm going to be dividing my streams of income into two buckets, active streams and passive streams. So basically active streams are the streams of income that I have to do active effort, right? In order to make money. If I don't put in that active effort, I'm not making money. Passive streams are the one that I just do minimal effort maybe one time and it just keeps making me money reoccurring. So active and passive. So let's start with the active stream. For the first one under active stream is YouTube

1:32 AdSense. Now last year I posted on YouTube I think three to four or five times and I made money through YouTube. So >> [snorts] >> why I'm putting YouTube under active stream? Some people call it passive. I feel like it's still active because I have to actively create content. If I don't create content, I am not making money through YouTube. So it is under active. Now how do you get started with YouTube? You pick a niche that you're passionate about and you just start talking about it. Literally. For me is what I started my YouTube with was remote working and freelancing. I was, you know, freelancing at the time. I was working remotely. Voilà! I just started talking about it. And within in less than 2 weeks, I got monetized. I started making money. At the time when I was actively posting, I was making about $1,000 a month from YouTube, and I'm not even joking. $800 to $1,000 a month from

2:17 YouTube, consistently. Last year, because of I had so much stuff going on, I couldn't really post on YouTube like I used to. But in 2020 before, when I used to post on YouTube, $800 to $1,000. Oh, sure my what counting in it. It's definitely harder to grow. I'm not even going to lie. It's definitely [snorts] harder to grow a community, build an audience. But once you get it, you get it. So, my second stream of income under the active side is brand deals. So, let me explain how brand deals work. Once you're posting on social media and you've gathered an audience, a brand can reach out to you and be like, "Oh, can you talk about my product?" Right? Talk about my product, and we're going to pay you for it. That is how brand deals work, basically. So, I'm calling brand deals an active stream of income because if I don't post, let's say I take a break from social media for like a year, I'm not getting any brand deal cuz um my audience are no longer engaged with me,

3:03 and the brand is like, "Nah, we don't want to work with you." So, it's more active. But do I like the money that come from brand deals? Yes, I I think it's amazing money. It isn't the best most life-changing money in the world, but it is amazing. Like if you're medium-sized creative, like I used to be in 2020 for 2023, you can still get paid. Right now, I'm only saying like Nigeria this thing. Let's say you have like 5 50k followers, 60 60k followers. You can still get paid like 500k, 700k per video. For bigger creators, you're thinking uh I've literally signed a deal of like eight figures before. For an eight figures, I'm not talking 10 million. I'm not talking 15 million. I'm talking, do you understand? Four a brand deal on social media. So, it is definitely good money. Would I say it's life-changing? Like, "Oh my god, yeah, it's going to change your life." Absolutely not. I wouldn't say it's life-changing, but I'm saying it's good money and it's it's nice money. And how do you get started with brand deals? I

3:50 would say just start posting on social media. Just start posting. The good thing about brand deals is brands always look for creators across, you know, different niches. I wouldn't say post this kind of content. Some people just want to share their lifestyle. You can be a lifestyle creator and still make money. So, just start posting. When you start posting, you're going to find your people. Once you find your people, your community, then brands are going to be like, "Oh, can we get into that?" And then you charge them for it. My third stream of income under the active side is Remote Worker. In fact, I shouldn't even be calling Remote Worker a stream of income. That business it's money, but it's also a stream of income. I I would call it an investment that is going to give me return on investment, right? Typically, people would think because I own the business is more passive. It isn't. Um soon it will be more passive, right? Once we put in systems in place and everybody

4:35 understand what we are doing, but it's still fairly a new business and I'm still like all hands on deck. So, right now Remote Worker is an active income. Is it the most highest paying income that I have right now? No. Would it get to there? Yes, like I said, it's a business. You're growing it, right? So, how do you get started with a business? You're going to find a problem that you have and you're going to solve it. If you can solve a problem for yourself, you can solve it for multiple people. That's what we did with Remote Worker. So, when I was working remotely, I realized that because there's a lot of fragmentation in the industry. So, there wasn't just one platform that I can go to and it had everything that I needed to get a job. It was either I had to go to Coursera to get courses or go to LinkedIn to look for a job and then use ChatGPT for something else and use this and it was so exhausting. You pay on

5:22 different several platforms. Like, oh my god, nothing was actually solving the problem. So, I decided to create it with Remote Worker. I was like, [ __ ] it. Like, let's let's create our own. And we created it, solved my problem. I'm like, "Ooh, we can share with other people." And that is how the entire [snorts] platform was born. It started off as a community and now it is a platform and it's doing really well. So, yeah, that is another stream of income under the active bucket. Now, my fourth stream of income, I would say fourth, yeah. My fourth stream of income is consultation. It's under the active bucket as well. Now, because I'm a founder, right? And when I started my journey, like I said, I started remote working and then I came to share my journey online. I grew a massive audience doing that. I became a founder because I started Remote Worker. I've garnered success, a lot of success with

6:08 Remote Worker. So, I know what the heck I'm doing. And in order for you to be a consultant, a lot of people think you need to be an expert, which I think is such a weird thing to say because what exactly is the highest level of expertise you need to achieve? I think you can definitely consult if you know more than somebody. You can always like teach and be like, "Okay, yes. Yes, guess what? If I've gotten these results before, repeatedly, I can teach you. Uh you can do it." Now, there's a system for it. So, basically, I consult creators, entrepreneurs, creators that want to build a personal brand because I've done it. I've been in this game for like, what? Almost 4 years now, consistently doing it. I also did it for my brand. So, not only did I do it for myself, I did it for Remote Worker. So, now I'm consulting other creators, like, "Okay, this is how you can grow your personal brand and this is how you can

6:53 grow online." I also work with entrepreneurs to kind of help them monetize their knowledge because I'm also very good at that. Um last year, last 2 years, I think that's that's the basis of everything I've been doing online. I've been monetizing my knowledge. I found that a lot of people do not know how to articulate their knowledge and they don't know how to put it down and be like, "Okay, here's what I can sell and here's what I can give to people." I also help people do that. So, consultation is something that I do. I do a lot of one-on-ones. I do a lot of monthly like consultations. Yeah, if you guys want to work with me, the link's in my bio. It is so active because I have to be on a call with you. I'm literally trading my time for money. Is this my best income stream? Absolutely not. I try not to take as many consultations in a month. I I try not to. Maybe five. I don't want because it's so active, you're trading your time for money, which is the worst way to make money, by

7:39 the way. But, I do it. So, yeah, that's my fourth stream of income. Now, my fifth stream of income is public speaking. Many little people hear about public speaking. They always think it's this over-the-top thing that has to be like, "Oh my god, it's for experts and this and that." No, absolutely not. No. If you know about a topic very well and you can speak about it on social media and talk about it and document your journey, somebody out there is going to be like, "Please, can you come and teach us publicly and speak about it?" That is public speaking. I started public speaking in 2024. I think missed Yeah, 2024. Before it was virtual speaking, then I went into public speaking in 2024. Min start gave me that opportunity for the first time and I was scared. Like, I was like I was shaking, but I did it anyway. I didn't

8:24 get paid for that. Um but I was so excited I got to do it because immediately I did it, I was like, "Oh, this this is a thing." So, universities would invite me, I would go, and then I realized that, yeah, I I can I can I can be earning from this thing. So, right now many people invite me to come and speak. I do some free gigs for people that I like, but a lot of times I get paid for it and I charge pretty decent for it, right? Because like I said, speak about a topic constantly, consistently, you've gathered an audience on it. Somebody's going to be like, "Please, come outside and come and teach us how to do this thing." And there you are, you're a public speaker. If I show you guys my email, let me see if I can show you guys. Yeah, I I have so much speaking gigs. Can you see? "Hi, please come and speak at my webinar. Hi, come and speak at my

9:10 company. Please, can you come and speak at our school?" It's just so much speaking and speaking. Invitation to speak at International Girls' Day, Children's Day, come and speak in my class. It's just a lot of speaking gigs that I get just because I constantly talk about being a founder. I talk I talk about business. I talk about, you know, career. People just want me to talk about it. So, that's how you can get started with public speaking. I don't know if this is my sixth income stream or my seventh. I can't Whatever. The next income stream is membership. I'm going to move this from the active side and we are now on the passive side. Membership. Once you build an audience, like I said, everything that you keep piggybacking on the fact that I built an audience. Once you build an audience speaking about a particular topic, people want to hear more of your thoughts on that topic. People want to learn from you. What you can do is you

9:56 can literally create a membership where people pay you monthly to have access to you. We did this with the inner circle. Literally did this. We had over 1,800 people in less than 2 weeks join the inner circle then we closed it. This was a membership. I had to shut down a membership because in the end it's just it's a passive way of making money, but if you don't have good systems in place, it can become active and over active where you have to always be there, right? It is passive, but if you don't have good systems in place, it's going to be active. So, in order for you to really enjoy memberships, you want to have good systems in place. You want to have SOPs for your community manager. You want to have a customer support where you just say, "Okay, you know what? I just show up like once a quarter or then we drop resources for you guys." Whatever yada yada yada. But if you don't put all of that in place, it's

10:42 going to become active. Yeah. So, it's still a passive income because you get to do the work once. If you do it well, it's passive. If you don't, active. Over active self. My eighth income stream, passive, digital products. This is my best income stream. You know why? You can create a product once, sell it to 10,000 people. Last year, we created a remote job bundle once. It was 5,000 naira. Low ticketed. First month, we sold it to 4,000 people. Do the mathematics yourself. Once, I literally spent less than 3 hours creating that product. The only thing I had to do after that was create ad creatives and that is it. And you know, the beauty about digital products is everybody has knowledge. There's something I used to call like the cost

11:27 of knowledge because once you have knowledge that is so mad that you're so good at that knowledge, you always think that, "Oh, I don't have enough knowledge and I cannot teach somebody." Nah, you have something. If you can cook afang and your afang is the best afang that you've ever tasted in your life, I cannot cook afang. I will pay you to teach me how to cook afang. You can literally create a video saying, "Here's a video." You record a video step-by-step. Here's how to cook afang. You send it to me. 5K, 10K, I will buy it so I can cook afang and eat afang. You're making money. You don't have to always create the video when somebody buys it. You create the video once, you distribute it. I love this type of product because it's just a game of distribution and if you can get your distribution right, I I love it. I love you so much. Like this type of product uh What I don't like right now is when everybody's like, "Oh my god, create

12:13 this type of product. Use AI and create this type of product. You don't need to have knowledge." I'm like, you know that's actually such a wrong thing to say. You can literally just say you already have a knowledge and you can use your knowledge. Which one is you don't need to have knowledge? Even if your knowledge is Okay, let me show you how to braid your hair. It's good enough. But just go into ChatGPT and say, "Okay, just give me any this type of products." Um that's weird. Yeah. Yeah, I feel like you're underestimating how much knowledge you actually have. Some of you guys are so good at something, but because you're so good at it, because of knowledge, you don't know you're good at it. I created a tool that can help you figure out the product that you can sell based on your knowledge. I'm going to link them in the description below. It's a mad tool. Like it is crazy. Yeah, you guys are just It's a crazy tool. Like it's going to help you figure it out what you can monetize based on your knowledge so that

12:59 you stop racking your head for stuff and you're going to start making this money. This type of product, I love it so much. Info product, mwah. You know, oh gosh. >> [clears throat] >> Now, my next stream of income is micro SaaS tools. I love it. Same with this type of product, you can literally create a micro SaaS. I say micro micro SaaS with AI. Oh my god. And sell it. Now, how do you come up with micro SaaS tool? There's an issue. There's a problem. Just like you starting a business, there's a problem, you fix it with AI. So, let's say, like for instance, I I I used to struggle with my um content and content scheduling and content repurposing. Instead of me always cracking my brain, what I did was I went to Claude, me and Claude code, we worked on it, and I came up with a

13:44 content repurposing tool and content scheduling tool for myself, right? It's working for me. I also came up with like a budgeting tool for myself. What I can do is once I tested it so many times, I'm like, "Okay, this thing works. I can distribute it." And people pay monthly to to, you know, to be a part of that. I just created a tool, the monetize your knowledge AI tool. It's a microservice. People literally pay I I I have not priced it yet. People can pay monthly to just to just use it. And it's it's reoccurring. I don't need to constantly be creating the SAS every time people use it. It's just one product distribution. People use it. So, like I feel like with the with AI, you can make a shitload of money if you know how to solve problems. I think right now, the issue is no longer about, you know, AI

14:30 It's about can you solve problems? Like, can you solve problems? If you can look for problems that are around you, and you can solve it, you can make a money you can make a shitload of money from it. If you can solve problems, you can make money from it. It now you should be thinking about how much problems can I solve? Like, how many problems can I solve? I'm Every time you should be looking for problems and like I want to solve you. I want to solve you. I want to solve you. I want to solve you. I want to solve you. That's how you make money, babes. That's how you make money. So, yeah, that's that with microservices tool. My next stream of income is I don't do affiliate. I wrote down affiliate marketing, but I don't do it. So, I feel like it's going to be bad for me to to mention it as a stream of income cuz I don't do it. It's a nice stream of income that I want to get into, but I don't do it. My next stream of income that I really want to get into this year is stocks. I bought

15:16 some stocks last year. I can't even remember the stocks I bought. I think I bought like ETFs and all of that. I I I bought it on my Bamboo app. I want to start paying more attention into investments this year. So, stocks, bonds, treasury bills, municipal bonds. I really want to start doing that this year. I think I'm going to start like, you know, documenting my process when I start it. I really need to go and learn how to do stocks. I messaged Financial Journey last year. She was so kind. She pulled me through it, but I was like, I just didn't get it. And that that's the issue when you don't pay money for stuff. I think because she gave it to me for free, I didn't pay too much attention. I think I need to go back to her and be like, "Please take my money so that you can teach me so that I can literally pay more attention." Um yeah, when I pay more attention, then I'm going to add them to my stream of income. So, right now, I think I've listed like 10 streams of income for you guys. And these are the remaining four that I want to get into this year. I want to say something when it comes to

16:01 income streams. Have you guys Did you guys notice that I did not say I had more jobs? No. Still my exact 24 hours in a day. I literally took one thing and divided it. So, I started creating content on social media. Out of my content, the same YouTube video, like for instance, let me give you an instance. This YouTube video will do so many things for me. It'll grow my page, build my audience, get YouTube AdSense to pay me one, brandings two, sell my monetize your knowledge to three, I'll put my consultation link there four, remote worker link five. It's the one YouTube video. Like, I didn't do anything. Like I said, income streams, not extra jobs. You literally have just 24 hours in a day. You cannot outwork 24 hours in a day. You can't add five one hour more. 24 hours no longer on phone. So, you what you have to know how to use something called leverage. You don't want to keep trading your time for money. That's That's not a work. I've been looking for how I'm going to add like more more streams. Like, let's say

16:47 like licensing. I know I heard something about licensing and UGC content. I know I got I heard something about that. And you know, writing a book. I I want to write a book. I I've started writing I started actually What's wrong with my English? What's going on? I actually started writing a book this year, but I haven't completed it yet. I'll complete that and I'm going to add that to my stream of income. Probably at then I'll have like 14. Yeah. Okay. So, um yeah. God, it's so [snorts] nice to be back on YouTube. I'm going to be more consistent right now. Um I'm pledging I'm going to be posting like three times a week right now. At least for the first one to two two months to kind of revive my YouTube channel so that I want my work here then I will now reduce it to like twice a week then once a week. So, I think for now I'll start posting like three times a week on YouTube. Thank you guys so much for watching. Please comment, like,

17:33 subscribe, share these videos to your friend and also to your love so I can grow so that we hit 100k collect plaque. Okay. Thank you guys. Bye.

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