"내 계좌에 갑자기 낯선 돈이?" '통장 묶기' 신종 금융 사기 기승 (자막뉴스) / SBS

0:00 Recently, the so-called bankbook-asking crime of freezing an account after depositing money has been on the rise. Around April, I got a call from an unknown number. When I answered the phone, they said that if I didn't give them money, they would block all my accounts . Can't sleep. yes. Before I had time to panic at the unexpected phone call, I received a text message saying that my account had been suspended. I did nothing wrong, but they're slapping me with a blanket ban, saying I can't open a single bank account or open a new one for three years. This is an absurd situation. Bank account freezing is a fraudulent technique that exploits the account payment suspension system created to protect victims of voice phishing . If you report someone's account as a victim of voice phishing, even if it is a false report, the

0:48 bank can immediately freeze that account . Victims who are asked about their bankbooks are in a situation where they don't know what's going on and are unable to make any financial transactions . These financial measures are now being taken to stop voice phishing criminals, who then deposit money into their accounts and then pretend to be victims and report it. If you can prove that you are a victim of bankbook fraud by submitting evidence directly to the bank, you can unfreeze your account, but the method and procedure are very complicated, making it difficult. Wonhang says there's nothing they can do about it, and Charles says there's nothing they can do unless they accept the case . So he told me to go back to the bank and

1:35 I was told that he was gone. It's not even the same government organization, and it's not even an investigative agency, a financial supervisory agency, and a private bank, so there are some aspects that are not that easy. There is a method where the reporter directly reveals that he or she made a false report and the account is unlocked, but there are increasing cases where this is abused to threaten the victim and extort money instead . After being defrauded by a bankbook inquiry scam, I received an unwanted deposit of 500,000 won from the perpetrator, and all financial transactions with the account other than the deposit were disabled. Although he submitted evidence to the bank, police, and Financial Supervisory Service to prove his innocence, such as the perpetrator's threatening text messages and bank transaction details, his account has been frozen for months and he is still unable to conduct normal financial transactions

2:22 . I was scammed and requested a stop payment . But then the person who committed this scam contacted me and threatened to send me the voice phishing money if I didn't lift the suspension . I filled up a whole page of the life book and gave it to my brother, including the contents of the life book and everything else . Even the police don't know much about this system. They tell me to wait and just use a different account . Although a law was enacted in August of last year to protect victims, the damage continues. Experts point out loopholes in the law . It seems that there is no other way in the current situation other than to explain it clearly to the financial authorities .

3:11 I think we need to acknowledge that there are fundamental flaws in the system that make it difficult to survive. Even if you go to the website, there is no mention of what to do when your account is stolen. According to the Financial Supervisory Service, the number of accounts that have been suspended due to fraud is increasing rapidly every year, but the number of accounts involved in the crime of asking for bankbook information cannot even be determined. A situation where even if damage occurs, there is no real help available from the government or the law . However, victims whose bank accounts have been frozen may be pushed down the priority list for investigations because they have not suffered direct financial damage, making the victims even more anxious. [Music]