The Court Said You Won. You Still Lost.

0:01 So, where's all the money? You won a lawsuit. You have a judgment. The court gave you a piece of paper that says you win. Your verdict to you is $182,000, whatever it is, or a million dollars. You have this judgment. That piece of paper does you nothing until you get cash. And because most people don't understand the process and the other side who lost the judgment is going to be manipulative. If you don't do the right things in these three or four steps, you'll never get the cash. You'll just have a piece of paper in your hand that means nothing. This judgment, this piece of paper, you cannot bring it to a bank and deposit it in your bank account. You can't exchange it for goods. You can't buy a house with it. A piece of paper that's a judgment is just the court

0:47 saying, "We believe what you said and that other person does owe you money." It doesn't really change anything you believed before. You believed that they owe you money before the judgment. It was just your word against theirs saying they owe you money. The court is just validating it now, making it official. It doesn't really change anything. A court win does not alter your scenario. It doesn't give you money. It just proves what you were saying. Now, how do you get the money? Well, here's the thing. Somebody who is a judgment debtor, the the um defendant in your lawsuit that you won against is exactly that. They're a debtor. They're in debt to you. You're the judgment creditor. They are the debtor. Just like if somebody has a a loan to a bank, they're

1:34 the debtor. The bank is the creditor. You now have a loan that's in favor of you. You have to go through these steps to get that money because if you don't, the difference between a judgment loan and a regular loan is a regular loan has payments in the contract. So if you get a car loan, you pay $852 a month and you pay them every month. If they don't pay them, they take your car. The judgment doesn't give any payments that that person has to make. They just say you owe the money and now it's up to you, the plaintiff, the the judgment creditor to get the money. So, how do you do it? Well, the first thing you want to do, we can help you with all these things. If you click below activeintel.com, it'll give you more instructions. First thing you want to do is get a good asset

2:20 search on that judgment debtor. You want to know what assets they have right now. Now, when they're facing a lawsuit, they might try to hide some assets or reduce their bank account or do things. That's fine. It's okay. Still do an asset search because you want to know what they have. If they do have something, you can just take it. There's ways you can do garnishment, you can do rid of possession, you can do seizure, you can do foreclosure. Any type of asset they have has a way for you to take it. Because here's the thing, this is not about collection. A lot of people think, well, I'll just, you know, send it off to collections. Collections is a waste of time. Collections is just a company or a person calling up that debtor, bothering them, bugging them. Hey, please send money. Please send money. They might be a little threatening like,

3:06 if you don't send money, we're going to do this. It it's not really anything they're they're going to respond to. If they haven't already paid the money and gone through a whole court case and now we have a judgment, they're not going to all of a sudden voluntarily give money because some strange or random stranger is calling them on the phone from a collection agency, right? If the court judgment didn't do it, some collection agency is not going to get you your money. And all they're going to do is they're going to take a big fee or payments to do that and you're going to sign over your rights. You could sell your judgment, but that's going to be pennies on the dollar. You want to take action to get the full amount plus interest because most judgments have interest built in to the judgment that it racks up maybe 1% a month which is 12% a year. That's like four times what you get in a CD or money market. So it's

3:51 a good thing. So run your asset search, find out what all their assets are. If it shows they don't have a lot of assets, that's fine. Wait six months, wait eight months. A lot of times people who have a judgment against them will want to lower their footprint, reduce under the radar how much assets they have so that way you don't grab it right away. But then eventually they get lazy. They get complaints. It's hard to run a life without assets. It's hard to pay bills. It's hard to to have a lifestyle that doesn't have assets in it. You don't leave money in the bank. You can't write checks. You can't do things. So when you run your asset search, then get some bank statements to see what the flow of funds is, do asset tracing, and then six or eight months later, guaranteed they are going to have those

4:38 assets start to build up again. Unless they're just homeless and destitute, then doesn't matter. But those assets will be there. Sometimes they'll hide them in somebody else's name. We find that all the time. Sometimes they'll try to shield them with some type of trust or LLC. We find that all the time. Either way, you don't want to let that person get away with it because you have that judgment for a reason. You have that debt for a reason. They did something to owe you money. They breached a contract. They didn't pay a bill. Uh they caused you damage. They caused you harm. They caused you a loss. Whatever it is, that is a benefit to you. You don't want to look at it like you're trying to collect from them. It's not collections. It's your money is in their hands right now temporarily. what belongs to you, which is your money from

5:23 that judgment is temporarily in the hands of that debtor. They're holding your money for you and they're refusing to give it back. So that's what you want to do. You want to go through a retrieval process, not a collection process. It's recovery of what rightfully is yours, not collecting something that belongs to them. You're not trying to change ownership of it. You're trying to retrieve something that is rightfully yours. And that's what a proper judgment debtor recovery process is. It's not about collections. It's not about, you know, paying a fee, a percentage of what they collect because at that point, the person that's a collection agent has nothing to lose by just calling and calling and calling and maybe someday they can get money and get like a windfall. You want to take action. You don't want to be passive.

6:10 You want to be active. It may take a little effort. Uh it may take some expense to do some asset searching, but once you get your money, you'll be a lot more comfortable not letting that person get away with it. Many debtors count on the fact that their judgment creditor is not going to take action. They figure they'll get away with it because no one's ever going to do anything. You don't want to be that person. Don't let them win. They already won once by creating the debt in the first place. They breached their contract. They didn't pay their bill. They did something to try to get over on you. Now, what you want to do is don't let them get away with it again because this time it'll be more permanent and you won't be able to get your money back. Click the link below, activeintel.com. There's a lot more information. We can even do a consultation if you have your judgment. We can look at it, find the best ways for you to recover what is

6:56 rightfully yours, so that the wrong person who did something bad doesn't benefit from your inaction.